Ep. 146 — How Tela Holcomb Doubled Her 401(k) In 6 Months and "Traded" Her Way to Financial Independence

Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). From purchasing her first stock (Coach!) to making $12,000 in three days to losing $7,000 in the blink of an eye, Tela opens up about the good, the bad and the ugly side of the market and how you can avoid common pitfalls. "Start with the products and services you know because it's going to motivate to you to keep going. If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. And check her out elsewhere: Blog: telaholcomb.com Facebook: facebook.com/telaholcomb Instagram: instagram.com/telaholcomb YouTube: telaholcomb.com/youtube *Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:53

Ep. 147 — How Tiffany Saved $100,000 On Her Taxes By Making One Crucial Change

Happy Brown Ambition Wednesday! Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:53

Ep. 148 — Battle of the Sexes with Paychecks & Balances

This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances. Today's show is sponsored by Lola, a female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe!  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:53

Ep. 149 — Coping With Financial FOMO

Today's show is sponsored by EveryPlate, With America’s Best Value Meal Kit, you get amazing, chef-designed meals for just $4.99 per serving. EveryPlate does the meal planning, shopping, and prepping for you, taking the time-consuming guesswork out of cooking. Recipes come together in about 30 minutes – definitely faster than a trip to the grocery store! For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:52

Ep. 150 — Multi-Level Marketing Rants and Credit Card Tips

Happy Brown Ambition Wednesday! Today's show is sponsored by Hint water. To receive 36 bottles for $36, visit drinkhint.com/BROWNAMBITION and use promo code BROWNAMBITION. Here are a few links to resources mentioned on the show: The Ultimate Guide to Student Loan Forgiveness — MagnifyMoney.com The Best Travel Cards of 2018 — CompareCards.com What is Multilevel Marketing? — AARP  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:52

Ep. 151 — When That Dream Job Might Not Be So Dreamy

Happy Brown Ambition Wednesday! On today's show, we take a question from a listener who's torn over a job offer. It's her dream job but she'd be working for a less than amazing company. What should she do? For an upcoming episode on pet expenses, we want to hear YOUR pet spending stories. What's the most you've ever spent on your fur baby? Did you regret it, or would you do it all over again? Send us your stories at brownambitionpodcast@gmail.com.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:52

Ep. 152 — Debt-Free For the First Time In 20 Years

Looking for the perfect holiday gift for a loved one? Check out StoryWorth.com. StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. Strengthen your family bonds, and get to know your loved one in a whole new way. Go to http://www.storyworth.com/brownambition to get $20 off your first StoryWorth gift! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:52

Ep. 153 — 'Deleting' Bad Credit History Isn't a Thing

As mentioned on today's show: The Best Prepaid Debit Cards via CreditKarma “Thanksgiving Myths, Legends and Lies: Why Settlers Really Started the Annual Feast”via Fortune (Thanks for sharing this BA listener @Umwiza on Twitter) Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:52

Ep. 154 — Student Loan Forgiveness + Entrepreneur Woes

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04 Apr 14:52

EP. 155 — The Credit Question That Had Us Both Stumped

Happy Brown Ambition Wednesday! Have you finished your holiday shopping yet? Check out a few of our sponsors: StoryWorth: StoryWorth makes it easy and fun for your loved ones to share their stories, with weekly emailed story prompts - questions you’ve never thought to ask. At the end of the year, they’ll get their stories bound in a beautiful hardcover book. For $20 off, visit storyworth.com/brownambition. EveryPlate: The meal-kit delivery service that won't break the bank. For 50% off your first box of EveryPlate, go to everyplate.com and enter BROWNAMBITION at checkout. Pact: Invest in the future of your family, women worldwide and the planet at wearpact.com. Enter code BrownAmbition at checkout for 25% off your first order. Lola: A female-founded company offering a line of organic cotton tampons, pads, liners and all-natural cleansing wipes. LOLA products come in a simple, customizable subscription so you get exactly what you need, exactly when you need it. For 40% off all subscriptions, visit mylola.com and enter promo code BROWNAMBITION when you subscribe! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:51

Best of 2018 — Meet the Couple Who Paid Off $100,000 of Debt in One Year

We're looking back on 2018's biggest episodes. How could we forget Faith and Leo, the Atlanta newlyweds who realized they carried over $211,000 worth of debt into their marriage? Rather than give up, they rallied and made a plan to aggressively tackle their debt. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. As of May 2018, they successfully paid down $100,000. They shared their story with us in June. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:51

Ep. 156 — New Year, New You!

Happy New Year, Brown Ambition fam! We're back from our holiday break and ready to kick off 2019.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:51

Ep. 157 — Shutdown Woes & Debt Consolidation Qs

Happy Brown Ambition Wednesday! We are looking for listeners to feature their debt payoff success stories on the show! Know anyone who's interested in being a guest? Email us at brownambitionpodcast@gmail.com! As mentioned on the show, you can shop and compare secured card offers at MagnifyMoney's marketplace > Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:51

Ep. 158 — Fertility Chronicles & Credit Repair

Happy Brown Ambition Wednesday! We'd love to answer your financial and career questions on the show. Hit us up at brownambitionpodcast@gmail.com or visit Brownambitionpodcast.com. A few things mentioned on the show today: NFCC.org How to Recognize a Credit Repair Scam Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:51

Ep. 159 — So, About That Guy Who Scammed Tiffany Out of $25,000...

Happy Brown Ambition Wednesday! On today's show, Tiffany gets revenge (kind of!) on the man who scammed her out of $25,000 in her early 20s. Let's just say Karma is a... you know what. We also talk about the study covered in the Washington Post that found most women who are successful have at least one thing in come — small, powerful networks of strong female friends! In other news, the shutdown is over but how can federal workers be better prepared for the next time Congress decides to play chicken with their livelihoods? We offer some tips. If you have a question for the show, send us a note at brownambitionpodcast@gmail.com! As mentioned on the show: Are scholarships taxable? — StudentLoanHero Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:51

Ep. 160  — How Ash Cash Dodged Foreclosure, Ditched His Day Job and Became an Entrepreneur

Ash Cash worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track. "I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you." About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:50

Ep. 161 — How Employers Leave Black Workers Behind

On today's show, we're talking to Dr. Adia Harvey Wingfield, a Professor of Sociology at Washington University in St. Louis, who is tackling the ways some organizations are failing black workers and how we can move the needle towards more inclusiveness in the workplace.  As mentioned on the show:  How Organizations Are Failing Black Workers — and How to Do Better by Dr. Adia Harvey Wingfield/Harvard Business Review You can preorder her forthcoming book "Flatlining Race, Work, and Health Care in the New Economy" here. And for giggles, check out SNL's Black Jeopardy Skit here.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:50

Ep. 162 — Stressed Out About Taxes in 2019? Join the Club

We are finally seeing the impact of President Trump's massive tax overhaul this tax season and we want to hear from you — what are your questions? Did you end up owing way more or way less than last year? We'd love to hear from you. Send us your stories and questions at brownambitionpodcast@gmail.com or hit us up at brownambitionpodcast.com "Ask Us Anything".  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:50

Ep. 163 — Budgeting With Bae

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04 Apr 14:50

Ep. 164 — Your Burning 2019 Tax Questions: Answered

This episode is sponsored by EveryPlate, America's Best Value Meal Kit. For 6 free meals across your first 3 weeks and free shipping on your first delivery, go to EveryPlate.com and enter promo code Brownambition6. -- Today we're joined by tax specialist Terrie Chantel, one of Tiffany's most popular contributors to the Live Richer Academy, to answer your burning questions about filing taxes this year. Check out Terrie at terriechantel.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:50

Ep. 165 — The Power in P---- People Off

This week's episode is sponsored by Simple Health, which uses technology to provide simple, convenient & affordable care at home — starting with online birth control prescriptions & delivery. Finally, a better way to get birth control is here! Get a $20 discount on a Simple Health prescription at simplehealth.com/brownambition or enter the code BROWNAMBITION at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:49

Ep. 166 — How Car Debt is Killing Us

Is your car note eating up such a big chunk of your budget that you feel like you're not able to meet other goals, like saving?  You're not riding alone. Today on the show, we cover some truly troubling statistics about auto loan debt in America....and can we just say...YIKES, y'all. If you want to see how much your auto debt is costing you, try out this handy calculator. ***Today's episode was brought to you by the eco-conscious clothing company, Pact Apparel.*** For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out. That's W-E-A-R-P-A-C-T dot com. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:49

Ep. 167 — Forget Mentors. Here's Why You Need a 'Sponsor'.

Happy Brown Ambition Wednesday!  On today's show, we tackle: -Finding a sponsor to take your career next level. -The motherhood tax and how it impacts women in the workplace -Apple's new credit card (worth it or not?) -Updating your tax withholdings for 2019  -- Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:49

Ep. 168 — How "The Money Coach" Balances Business, Marriage, and Motherhood

We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today's show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn't have. "I'm trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I'm laying out expectations as well," she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:49

Ep. 169 — Finding Your Perfect Retirement Number with Paychecks & Balance's Marcus Garrett

Paychecks & Balance's Marcus Garrett cohosts this week's show, and he shares how he found his perfect retirement number (Hint: It's actually not as high as you might think!). Check out Garrett's writing on GoBankingRates.com and show Paychecks & Balances some love on their website. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:49

Ep. 170 — When Paying Off Your Mortgage Doesn't Make Sense

Happy Brown Ambition Wednesday...and welcome back Tiffany! Today's show is brought to you by Hello Fresh. For $80 off your first month of delicious HelloFresh meal kits, go to HelloFresh.com/brownambition80 and enter promo code BROWNAMBITION80. On today's show, we cover: -The repercussions of cosigning for a friend's student loan (or any loan for that matter) -Why using extra cash to pay down your mortgage might not be the best idea, contrary to belief.  -The worst things you can do during a job interview Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:49

Ep. 171 — "So Money" Podcast Host Farnoosh Torabi on How She Juggles Family and Her Financial Empire

We're thrilled to FINALLY welcome Farnoosh Torabi to the show. She's the brilliant mind and cohost behind the So Money Podcast, author of several books on financial empowerment books and a forever entrepreneur who's launching a new venture this spring (and, oh yeah — a mom of two!). That new venture is called Stacks House, a "pop-up with a purpose" that seeks to empower women to take their finances by the horns and start building wealth. Farnoosh gets real about how motherhood helped her double her income as an entrepreneur and how she manages the daily grind of work and raising two kids under the age of five. As mentioned on the show, check out Farnoosh's recent column on Refinery29: "This Is The Secret To Being A Successful Working Mom". Note to listeners: We had a slight issue with our audio this week, so apologies in advance for one or two small areas where you'll hear an echo.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:48

Ep. 172 — Getting Married With Six Figure Debt

On today's show, we have a truly inspiring story to share. Leo and Faith were about to get married when they attended pre-marital counseling at their church. It was then that they were encouraged to sit down and get honest about the finances and their goals as they started a family together. In total, they carried over $211,000 worth of debt — a combination of both student loans and credit card debt. Rather than give up, they rallied and made a plan to aggressively tackle their debt in the summer of 2017. Faith, a nurse practitioner, took on a part-time job working overnight 5 or 6 days a week. Leo, an occupational therapist, also worked a part-time job in addition to his 9 to 5. In a little over a year, they successfully paid down $100,000. They share their story on today's show. Tune in and hit us up on Twitter or Instagram let us know what you think about their story! **This episode originally aired June 13, 2018** Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:48

Ep. 173 — When Money Issues Threaten Your Mental Health

May is Mental Health Awareness Month and we have a message for those of you struggling with financial stress....IT GETS BETTER. On today's show, we'll talk about ways we've coped with financial hardships in our past and present. As mentioned on the show: Mushroom suits — the affordable burial alternative (BBC) Roth IRA vs 529 plan for kid college savings (TaxSlayer) The best place to stash your emergency fund (MagnifyMoney) Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:48

Ep. 174 — When That Clever Tweet Could Cost You Your Job

On today's show: -#EatingBreakfastWhileBlack is now a thing, thanks to one woman who took it upon herself to Twitter shame a D.C. transit worker for eating her breakfast en route to her next shift. -Fresh Off the Boat actress Constance Wu got dragged for some poorly timed/thought out tweets about her show's success -What the Trump/China trade war means for your wallet And we take YOUR questions from Instagram on investing in real estate property. Have a question you'd like us to answer? Shoot us a DM on the 'gram @brownambitionpodcast or e-mail us at brownambitionpodcast@gmail.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:48

How to Start Investing Beyond Your 401(k)

If you’re wondering how you can start investing for wealth beyond your 401(k) this is the show for you. We’re joined by Mandi’s personal financial planner Helen Ngo of Capital Benchmark Partners to go step by step through the process — from choosing your investments to deciding which types of accounts to open. You can schedule a FREE consultation with Helen via her website. *Today’s episode was brought to you by the eco-conscious clothing company, Pact Apparel.* For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out. This episode originally aired Sept. 13, 2018. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:48

Ep. 175 — The College Graduation Gift Heard 'Round the World

Today's show is brought to you by KiwiCo! With a KiwiCo subscription, you get a monthly science, technology, engineering, math or art project for kids ages 0-16+ that is guaranteed to be fun, engaging and inspire new creativity and confidence. Visit KiwiCo.com/brownambition and get your first crate free. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:48

Ep. 176 — Classic Brown Ambition

Today’s episode is brought to you by the eco-conscious clothing company, Pact Apparel, gives its customers the chance to invest in the future of your family and women worldwide. For 25% off your first order, visit WearPact.com and enter code BrownAmbition at check out! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:47

Ep. 177 — How We Really Feel About Dave Ramsey's Anti-Credit Card Policy

On today's show, we tackle a ton of hot topics, including taking your questions on: -The best side hustles for folks who are time-challenged -How we really feel about using credit cards (and Dave Ramsey's long-standing rule against plastic) -How the bro-iness of the FIRE (Financial Independence Retire Early) movement misses the mark with women of color (NY Times) -- Today's show is sponsored by  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:47

Ep. 178 —Big Things Poppin'

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04 Apr 14:47

Ep. 179 — Big Moves, Student Debt Mistakes and Car Lease Traps

Happy Brown Ambition Wednesday! On today's show: -Tiffany makes a big move -We tackle how to get out of a car lease -We share a story that's baffling — college grads spending thousands on a game that could pay off their student debt (if they're lucky) As mentioned on the show: How to Get Out of a Car Lease (LendingTree) Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:47

Ep. 180 — When You Earn Six Figures and Feel Broke AF

On today's show, we recap a recent study that looked at places in the U.S. where families can earn six figures incomes and STILL feel broke. The struggle is real, y'all.  Increasingly, childcare is becoming one of the largest expenses for families. We want to hear your childcare stories ... how are you making it work? Do you pay for a full-time nanny? Rely on relatives to help? Spring for the fancy day care? We want to know what it takes for working parents to make childcare work in the U.S. today. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:47

Ep. 181 — The Crushing Cost of Childcare

We asked our listeners to share their childcare cost stories, and you did not hold back! On today's show, we dive into the reader mailbag to hear from listeners spending tens of thousands of dollars per year on childcare. We also take questions from listener Scott, who wants to know if using a credit repair firm "piggybacking" technique can rescue his credit and Ashley who wants to know if investing in one type of mutual fund is enough. As mentioned on today's show: Help Mandi get some Twitter customer service justice for the $900 dishwasher Best Buy won't replace! RT this thread https://twitter.com/mandiwoodruff/status/1149002452982779904 How to Repair Your Credit Yourself Tiffany's course on investing ft Ellevest Remember, we are happy to take questions and share what we know, but we are not investing experts nor are we certified financial planners. Always consult a professional if you're looking to make a big financial decision.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:47

Ep. 182 — Woah, Baby!

One of us has a very exciting announcement on today's show! ;) You don't want to miss it.  Also on today's show we cover:  -Did Mandi's Twitter campaign against LG/Best Buy save her $900 and a new dishwasher?  -Can you negotiate with your auto lender to pay off your loan for less?  -Is it too late to start investing after 40?  -Who's *really* behind the #NotMyAriel protest? -The new James Bond is blowing our minds Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:46

Ep. 183 — Tips to Talk Your Way Into a Pay Increase

On today's show: We answer a question from a listener who says she was embarrassed to learn she accepted a salary $7,000 less than the market rate for her position. We offer some tips on how she can negotiate a raise...after she's already accepted the offer. Have a question for the show? We'd love to hear from you! (Yes, you can remain anonymous -- just tell us!) Email us here or hit is up on Instagram @brownambitionpodcast.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:46

Ep. 184 — Letting Fear Get in the Way of Building Wealth

On today's show:  We tackle a question from a listener who is afraid that her own fears about losing money are costing her crucial wealth building opportunities. Later in the show, we take on a tough question about an underwater car loan (ugh!) and weigh the pros and cons of getting to know your neighbors.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:46

Making Your Money Work For You with Ash Cash

Ash Cash* worked his way up from bank teller to bank branch manager to the CEO of a credit union over the course of a decade. He also nearly lost his Bronx, NY home during the 2008 housing crisis. In this special episode of Brown Ambition, we invited Ash to relive those trying days and share the steps he took to help his family get back on track. "I ate my humble pie and learned from it," Cash said in today's interview. "That’s what opened my eyes to residual income and having your money work for you." About Ash: Ash Cash is the author of seven (!) personal finance books and the founder and Chief Financial Educator at MindRight Money Management, a Financial Education and Media company that aims to help people manage their money better in order to live the life that they want. *This episode originally aired Feb. 6, 2019. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:46

Battle of the Sexes w/ Paychecks & Balances' Marcus and Rich

This is a show years in the making — we finally have our podcast pals Rich and Marcus from Paychecks and Balances on the show! The guys join us to tackle some awkward and controversial questions about money and relationships. Follow Rich and Marcus @paybalances.  This episode originally aired Oct. 24, 2018. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:46

Ep. 185 — Is It Time To Prepare for the Next Recession?

We're BACK after a brief hiatus with a brand new show. You've seen the headlines about a pending recession, but is it really time to start preparing? And how could you prepare yourself for the next downturn if you wanted to? We've got some tips.  Also on the show, we tackle some brand new questions from our listeners: —Should I use a car accident settlement to pay off my loan debt or invest it instead?  —I'm becoming a stay-at-home mom. Should I cash out my 401(k) when I leave my job? Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:46

Ep. 186 — When It's OK to Make the "Wrong" Financial Choices

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04 Apr 14:45

Ep. 187 — Promote Wealth & Combat Stress by...Walking?

Happy Brown Ambition Wednesday! On today's show: -Tiffany's weekend at the GirlTrek Stress Protest -Questions on paying down debt with stocks, and buying a house while a recession looms Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:45

Ep. 188 — Credit Limit Increases, Equifax Settlement Cash, Shopping for Health Insurance

Happy Brown Ambition Wednesday! Here are a few links to resources mentioned on today's show: Equifax Data Breach Settlement sources FTC Equifaxbreachsettlement.com The "Momference" Tiffany's new fave vintage shop in NJ Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:45

Ep. 189 — Tiffany's Goal for The Big 4-0

Happy Brown Ambition Wednesday y’all! On today’s show:  -Tiffany’s got a 40th bday resolution to start sticking up more for herself when she’s shortchanged — the same way she goes to bat for her Dream Catchers, family and friends. -Choosing the right credit card for household purchases -Whether or not you should use a windfall to pay off credit debt or put it in the bank for savings -When to tell if it’s time to sell a house vs hold onto it -Engaging in the rumor mill at work and how it can be toxic  As mentioned on the show:  The best home improvements to make if you want to make a return on your investments later: https://www.remodeling.hw.net/cost-vs-value/2019/ Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:45

Ep. 190 — How to Get Fired In 24 Hours Or Less

Happy Brown Ambition Wednesday! On today's show: —Yep. It is possible to get fired in less than 24 hours. Tiffany explains. —How to get around monthly maintenance fees at your bank —What to do when friends want to plan a lavish vacay and you're on a budget Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:45

Ep. 191 — When Bae Doesn't Like That You Earn More

Happy Brown Ambition Wednesday (and International Podcasts Day!) On today's show: —Tiffany recaps the epic wedding of pal and social commentator Luvvie Ajayi (haven't listened to our interview with Luvvie yet? Go back and check out Ep. 50!). Congrats Luvvie! —When it's better to spend the money and hire a professional vs. take the time to DIY —We take a question from a listener who's torn between being car debt-free or purchasing a newer ride and a young woman who's new boyfriend has some *feelings* about the fact that she earns more.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:45

Ep. 192 — $40,000 of Debt and Not Sure Where to Start

On today's show: —We take a question from a listener wondering how she and her husband can begin to tackle their combined $40,000 debt load — including credit cards, personal loans and student loans. —Another listener is trying to build credit but keeps getting denied for cards...what's a girl to do? We've got some ideas! —A Reddit group is under fire for requiring members to prove they are "black enough" by sharing photos of their ... forearms? We tackle this problematic topic and talk about how to protect minorities in online safe spaces like Reddit and Facebook groups Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:44

Ep. 193 — The One Field on a Job Application You Should Never Fill Out

On today's episode of Brown Ambition: Dual milestones, different days as TIff rings in her fabulous 40th and Mandi preps for an epic baby shower Wildest dreams: After asking you to share your wildest dreams with us on last week's show, we got a flood of responses! We'll share some of our faves on the air. The magic number to save in your emergency fund is $2,467, according to a new study. Job tips: Why you should never put your expected salary on a job application and we tackle a question from a listener who's torn between her dream job in a city she hates and the life she left behind in her hometown. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:44

How a Brain Aneurysm Became a Blessing

In September 2016, Sharon Epperson was at the gym when she felt a relentless, migraine-like pain shoot through her head and neck. One S.O.S. call to her husband and several hours in the hospital later, she learned she was one of 30,000 people in the U.S. who suffer a brain aneurysm rupture each year. Two in five die instantly and African Americans are twice as likely as whites to suffer from one. Sharon, who is the senior personal finance correspondent at CNBC, was one of the lucky ones. On today’s show, she calls the experience one of the great blessings of her life and shares her story with Mandi, including: Her early days in rehabilitation when she had to relearn everyday tasks. “That road had so much pain on it. There were people in those rooms who I know probably wouldn’t make it…I remember thinking I just have to look at the door straight ahead. If I look in these rooms I’m going to fall down.” What it was like to return the air at CNBC after 13 months of rehabilitation. “I am recovered in that I can do that job but I’m doing it differently and better than I’ve ever done it before.” The financial choices she made that protected her family’s finances during her recovery and time off from work. “There couldn’t have been a rainier day for my rainy day fund. The fact that I had an emergency fund was key. It meant I didn’t have to do what many people may have to do which is dip into a 401(k) or their retirement savings to pay for a medical bill.”  The key steps Sharon says everyone should take to protect their families if they become disabled —Build an emergency fund —Sign up for disability insurance —Secure a power of attorney Learn more about brain aneurysm research here: bafound.org (This episode originally aired April 18, 2018) Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:44

Ep. 194 — Balancing Boss Life With Wifey Expectations

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04 Apr 14:44

Ep. 195 — Holiday Bonuses & The Risk of Financing That Online Purchase

Happy Brown Ambition Wednesday! When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:44

Ep. 196 — The Magical Power of Slowing Down

Happy BA Wednesday! On today's show: How slowing down in your career or business may help you attract even more success We take questions from a listener feeling lost in her 20s and another struggling to save more when she can barely make ends meet When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:43

Ep. 197 — The Choice Between Paying Down Debt and Building Your Business

Happy Brown Ambition Wednesday! On today's show: How can I save while building my business? Should I quit school to help my mother? When you support our sponsors, you support us and help Brown Ambition keep going. Check out these offers from our partners below: HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:43

Miko Branch, co-founder of Miss Jessie's Hair Care

On today's show, we're joined by Miko Branch, who in 2004 co-founded Miss Jessie's curly hair products with her sister Titi, inspired by their grandmother's homemade recipes They have been serving the curly, kinky and wavy hair community ever since. What to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition This episode originally aired on March 25, 2017.     Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:43

Ep. 198 — How Tiffany Made Her First $1 Million as The Budgetnista

On today's show, Tiffany opens up about the revenue streams that make up The Budgetnista's seven-figure business. How does an influencer really make money anyway? At this point, The Budgetnista's origin story is pretty legendary. When Tiffany lost her job after the 2008 recession, she started The Budgetnista, a financial coaching business, while living on her sister's couch and piecing her own financial life back together. Through word-of-mouth she got new clients looking for help getting their budgets on track but there was just one problem — she often felt too guilty to charge them money for her services, knowing they were already struggling financially. "I wanted to help as many people as possible without being a financial burden on them," she says on today's episode. Starting a business without wanting to charge fees wasn't exactly the most obvious business choice, but she was determined to find a way to make it work.  A decade later, The Budgetnista is now a multi-seven-figure business, despite Tiffany's mission to continue giving value away to her community for free and to never to charge the people who need help the most more than they can afford. "I took the long meandering route to entrepreneurship and I took the route of building trust, building community and the truth is now 10 years in ... It still blows me away [that I've been successful.]"  Support Brown Ambition by supporting our sponsors! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:43

How Short-Term Stock Trading Helped This Woman Ditch Her 9-to-5 Job

Tela Holcomb, is a self-described "mom, wife, six-figure stocks and options trader, 9 to 5 survivor, risk taker and freedom catcher." But she wasn't always a stock trading wiz. It wasn't until Tela lost her job in 2012 that she decided to dive into learning all she could about the stock market. Today, Tela supports herself on income she earns from a combination of short-term stock trading and long-term investing and saving, as well as income earned from teaching online courses on how to trade. She joins Brown Ambition today to offer tips* for beginner investors looking to get into the market — and gets real about what it really means to trade, day trade and invest (yep! they are all different). We talk about the good, the bad and the ugly side of the market and how you can avoid common pitfalls. If you're looking to start learning more about stock trading, check out Tela's free online course: telaholcomb.com/theexchange. This episode originally aired Oct. 18, 2018. *Disclaimer: Any conversations on our show about investing and investing strategies shouldn’t be taken as investment advice. This is strictly for education purposes and if we mention companies or specific strategies, it’s not a recommendation but rather an example. Want to support our show? Show our sponsors some love! HoneyBook is offering our listeners 50% off when you visit Honeybook.com/brownambition. Payment is flexible, and this promotion applies whether you pay monthly or annually. Bombas is offering our listeners 20% off their first purchase when you shop at Bombas.com/brownambition.  Earnest is offering our listeners $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:43

The 2 Documents Everyone Should Have Before They Die

Today on the show we have attorney extraordinaire Art Steele! Art Steele is a business and estate planning attorney who helps entrepreneurs and families protect what matters most. She started her career at Skadden Arps in Washington, D.C., then went to work at General Tax Counsel for Discovery Communications. Art launched her own law firm in 2014 and started the Legal-EASE for Entrepreneurs Podcast in 2016 which empowers minority business owners to tackle the legal needs of their business. To get Art’s estate planning checklist mentioned on the show text “Willpower” to 44222 (you’ll be prompted to enter your e-mail to download and may receive future emails from Art about estate planning) or you can download the checklist directly from this link.  Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:43

How “The Money Coach” Balances Business, Marriage, and Motherhood

We have a very special show for you today! We are joined by the incomparable Lynnette Khalfani-Cox, who has made it her mission to financially educate and empower the masses ever since launching her personal finance coaching business in 2003. On today’s show, Lynnette gets candid about building a business about her husband, raising three kids student debt-free, and making her dreams a reality — to create multi-generational wealth that offers her children and their children a boost she didn’t have. “I’m trying to literally invest in my kids themselves. I’m trying to give them a leg up and do so in a way where not only am I telling them I have a great deal of faith and confidence in them, I’m laying out expectations as well,” she told us in our conversation this week. Check out Lynnette at her website www.askthemoneycoach.com and on social media @themoneycoach This episode originally aired April 3, 2019. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:42

Ep. 199 — Hey Hey Hey 2020!

Happy New Year to everyone. We are so thrilled to be back! On today's show, we'll cover: The HUGE Brown Ambition milestone we hit in 2019, thanks to you all Mandi's life post-baby Tiffany's big business goals for the new year And we take your questions: How to find a fee-only financial planner Whether it's wise to invest with new money earned or money you've already saved Check out the fabulous partners who support our show: Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:42

Ep. 200 — The Absolute Best Time of Month to Make a Credit Card Payment

Hey hey hey! On today's show: Pay off debt or buy a home? Which comes first... The best time to make a credit card payment And check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Bombas: Get the most amazing socks ever and save 20% on your first purchase when you shop at Bombas.com/BROWNAMBITION. The Wealthfront Cash Account: Right now, you can sign up for the Wealthfront Cash Account in less than 5 minutes by visiting wealthfront.com/brownambition Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:42

Ep. 201 — Brown Ambition After Baby

Hi BA Fam! As you might have noticed, we took a bit of an unplanned break last week, giving Mandi some time to adjust to life as a new mama and take a step back for a bit. Although we are back with a new show this week, we're still going to leave the door open for another break if Mandi feels like she needs it. Thanks for all your support and kind words —as many of you know all too well, parenthood is NO JOKE. On today's show: The best place to save for a wedding Tips to start investing for your kids now Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:42

Ep. 202 — Get Ready for Another Major FICO Score Change

On today's show! Before we dive into FICO's new credit score calculation... Tiffany gives an emotional update on her IVF journey Mandi preps for her return to work We take a reader's question on using disability insurance to cover her maternity leave as an entrepreneur Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:42

Ep. 203 — What's the Deal with Peer to Peer Lenders?

Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/BROWNAMBITION to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/BROWNAMBITION. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:42

Ep. 204 — Here's What They Don't Tell You About Launching a Winning Kickstarter Campaign

Hint: It's not as easy as it looks. On today's show, Tiffany opens up about the long road and sometimes painfully challenging road to planning her successful (!) Kickstarter campaign for the launch of her forthcoming children's book "Happy Birthday Mali More." Want to show your support for Brown Ambition? Check out our sponsors! ——— Don't forget to check out our sponsors! Supporting them is a great way to support Brown Ambition: ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Earnest: Our listeners get a $100 cash bonus when you refinance a student loan at Earnest.com/brownambition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:41

Ep 205 — When The Coronavirus Comes For Your 401(k)

Yes, there actually is a link between the growing Coronavirus epidemic and your investments! We'll explain on today's show. Also, we'll cover: The best way to gift stocks to kids The one thing Tiffany would do differently with her Kickstarter campaign for her forthcoming children's book "Happy Birthday Mali More" The DevaCurl scandal that has rocked the natural hair community ——— Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:41

Ep 206 - Coronavirus pt II; The magic of RSUs; Target Commercial Backlash

On today's show: We continue to follow the impact of COVID19 on the market An exciting Mali More update! Mandi breaks down Restricted Stock Units and how best to treat this incentive We take your career and finance questions! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:41

Ep. 207 — In the Age of Coronavirus, Treat Your 401(k) Like Your Face — Don't Touch It!

Market turmoil continues in light of the coronavirus outbreak and you guys are asking the same questions as the rest of us — should I start selling or trading investments in my portfolio? Do I need to rush to refinance my mortgage? Will my 401(k) bounce back? We'll talk you through our thought process during times of market uncertainty, but remember — it's always best to consult a financial planner for personalized advice. — Want to show your support for Brown Ambition? Check out our sponsors! ThirdLove: Find your perfect bra with ThirdLove and save 15% BA listeners at thirdlove.com/brownambition Rothys: Go to Rothys.com/brownambition to get your new favorite flats — sustainably made from recycled plastic and totally washable, comfortable and stylish! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:41

Ep. 208 — The World Turned Upside Down

Whew. Who else feels like the last week has felt like the longest year ever? We hope you are all coping well with the Coronavirus situation and taking all necessary precautions for your health, safety and your financial stability. Here's a link to the CDC website for updates. On today's show, we share how we're coping personally and financially with the economic uncertainty unfolding. The markets are in turmoil, businesses are shuttering, and the federal government is talking about a bailout for small business and Americans who can't afford to go without work during this time. Are you being impacted by the Coronavirus situation? We would like to hear from you: email us at brownambitionpodcast@gmail.com or hit us up on Instagram at Brownambitionpodcast. As mentioned on the show, check out Tiffany's live videos with advice at her Facebook page. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:41

Ep. 209 — What Do We Do Now? (w/Special Guest Sharon Epperson)

As the situation with Covid-19 develops, people are asking LOTS of questions about what this means for their finances. On today's show we call up one of our besties, CNBC Senior Personal Finance Correspondent Sharon Epperson. Sharon helps us out with some of your questions, including: My 401k is down 30%, what should I do with my nest egg right now? Do I keep putting money into my retirement or divert it to cash savings? If I have emergency savings, is now a good time to put MORE money in the market? Should I refinance my student loan debt? What do I do if I lose my job? What's going on with these checks the government is supposed to send us? We also share some VERY necessary tips for self care when it feels like the world is falling apart. For more help and information check out these resources: Sharon's reporting on the financial crisis: https://www.cnbc.com/2020/03/23/coronavirus-fears-your-money-questions-answered.html Free financial planning: https://www.onefpa.org/Pages/ProBonoPlanning.aspx Resources for homeowners: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Resources for credit card users: https://www.comparecards.com/blog/credit-card-issuers-offer-help-customers-coronavirus/ Resources for small business owners: https://www.lendingtree.com/business/emergency-business-loan-resources/ Resources for student loan borrowers: https://studentloanhero.com/featured/student-loan-coronavirus-information/ Keep sending us your questions (Coronavirus related or not) to brownambitionpodcast@gmail.com, or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:41

Ep. 210 — Coronavirus Stimulus Checks Are Coming! Here's What To Do With Yours

This week, we start with a much needed mental health check in. The COVID-19 outbreak is affecting our work, our money, and relationships and we’re all figuring out what that’s going to look like for us in the coming months. Spoiler alert: IT’S OKAY TO GIVE YOURSELF A BREAK. On the show today, we talk about the $2 trillion relief package passed by Congress and what it means for you: How much my will my stimulus check be? When will I get my stimulus check? What should I do with my stimulus check? I’m a small business owner, what’s in this for me? And we get some Mali More updates too! Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/ File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:40

Ep. 211 — More Covid-19 Money Questions Answered

As we move into the 3rd or 4th week of staying home, COVID-19 is still affecting almost every area of our lives. We’re talking about how to cope. We’re going to tell you about how we’re taking care of our mental health, our families, and our businesses.  Last week we talked a lot about the stimulus checks many of us will be getting. This week we’re also talking about how this bill affects small businesses, freelancers, and other 1099 workers. Then as always, we’re answering YOUR questions, including: I haven’t filed my taxes in two years. What do I need to do to qualify for a stimulus check? I thought the president suspended student loan payments. My servicer is telling me my full payment is due. What do I do? I was planning on opening a credit card this month, should I wait? Student Loan Forbearance Info: https://studentaid.gov/announcements-events/coronavirus Application for SBA Disaster Relief Loans: https://covid19relief.sba.gov/#/ File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:40

Ep 212 - Covid-19 Scams Are On the Rise...Here's How to Protect Yourself

Hey BA Fam - On this week's show, we're taking on scammers and price gougers, giving you the tools and information to keep your finances safe. For more information check out: Find Out When Your Stimulus Check is Coming via IRS FTC Coronavirus Scams Help Site 7 Common Covid-19 Scams Explained Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:40

Ep 213 - The Turmoil is Real!

Happy Wednesday, BA fam! Why is Suze Orman is telling people to spend money on their credit cards right now? Get the scoop on this and other money questions this week like: Should we dip into our savings to pay for my husband's nursing school? Online savings account interest rates are dropping, is now a bad time to open one? If you receive social security and didn't get money for a qualifying dependent, go here to find out what you need to do. The deadline is 4-22! Magnify Money Online Savings Account comparisons: https://www.magnifymoney.com/compare/savings-account/ Find a local food bank to get help from or donate to: https://www.feedingamerica.org/find-your-local-foodbank IRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ As always, please reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:40

Ep 214 - The Check In

This week we're taking some time to check in on each other. We're making hard phone calls and having hard conversations, and giving ourselves A BREAK. We're also answering questions like: -what's going on with this rent strike movement in New York? -I'm trying to save for a house, but I have medical debt that I can't afford to pay, what should I do? Check out these links for more resources: For pro bono financial planning work for underserved communities: https://www.onefpa.org/Pages/ProBonoPlanning.aspx IRS info about the economic impact payments: https://www.irs.gov/coronavirus-tax-relief-and-economic-impact-payments File for unemployment insurance: https://www.careeronestop.org/ Mortgage relief programs and tips: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ Guide for small biz owners impacted by Covid-19: https://www.lendingtree.com/business/emergency-business-loan-resources/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:40

Ep 215 - If Now is a Good Time To Invest, Where Do I Start?

Last week, Mandi talked about having hard conversations, and this week, Tiffany had one! Listen in to find out more. As always, we're answering your questions, like: -Since federal student loan payments have been waived until September, what should I do with the money that would normally go to my loan balance each month? -What are some of the pros and cons of putting your money into a money market account? -If now is a good time to invest, how do I start? Check out these links for more: Year of Yes: How to Dance It Out, Stand In the Sun and Be Your Own Person Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:40

Ep 216 - My Mom is Terrible With Her Finances, How Can I Help Her?

This week, Tiff got her house appraised, and the result came in mysteriously low. Wonder why that is? We also talk about the right (and wrong) ways to go about giving and receiving mentorship. Then, as always, we're answering your questions like: My mom is 60 and is horrible with money. What can I do to help her? What was your most ridiculous or unnecessary online purchase since quarantine began? how often do you take naps during quarantine? Or is that even possible? Since the quarantine, do you eat at home or order out? have you had to delete people from social media due to their excessive posting about the virus? what’s the first thing you wanna do once quarantine has been lifted? what music are you listening to right now? Check out these links for more: The NY Time article Tiff mentioned: https://www.nytimes.com/interactive/2019/04/27/upshot/diversity-housing-maps-raleigh-gentrification.html Erykah Badu vs Jill Scott: https://hypebeast.com/2020/5/jill-scott-erykah-badu-verzuz-battle-recap-stream More battles on Insta @verzuztv Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:39

Ep 217 - I'm Getting a Lump Sum of Cash, How Should I Use It?

We got so many supportive messages from you all after last week's show. Thank you! This week we're trying to figure out what summer might look like, when we might be back in our offices, and who will be the first people in our quarantine bubble. Then we're answering your questions like: How do I handle closed credit cards to improve my credit score? I'm expecting a large lump sum of money, I need some advice on how to use it. Check out the links below for more information: Secured Credit Cards: https://www.magnifymoney.com/compare/secured-credit-cards/ Credit Builder Loans: https://www.self.inc/ Calculate your noodle Budget: https://thebudgetnistablog.com/noodle-budget-101-how-to-adjust-during-financial-crisis/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:39

Ep 218 - Financial Double Dutch

Let's talk about the housing market. Will there be another housing crash like there was after 2008? Is now a good time to buy a house? What about refinancing? We talk about this and more, then we answer your questions like: If we get a second stimulus check, would it makes sense to spend a few hundred dollars on some stock while the the price is low? My grandfather gave me a car. Should I sell my old car or rent it out for extra income? And check out the following links for more: Lending Tree Refinance Calculator: https://www.lendingtree.com/home/mortgage/calculators/mortgage-refinance-calculator/ The Hertz bankruptcy and buying rental cars: https://twocents.lifehacker.com/get-ready-to-buy-a-rental-car-for-dirt-cheap-1843677823 More on Central Park Karen: https://www.cnn.com/2020/05/26/us/central-park-video-dog-video-african-american-trnd/index.html Products that qualify for FSA funds: https://fsastore.com/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:39

Ep 219 - Black Lives Matter. Periodt.

The world is a lot right now. Let's talk about it. Resources: The NAACP Legal Defense and Educational Fund, Inc. - naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change - https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz--vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:39

Ep 220 - Find You a Friend Like Mandi

We've got hopes and dreams for this moment, and we've spent a lot of time thinking about how we're going to move forward from today. But also, DID YOU SEE TIFF ON QUEER EYE? What Tiff gave Tyreek is her 36 day Live Richer Challenge. You can do this too! Check it out. You can find the Instagrammer Tiff talks about on this episode @wordy.talk Check out these links for more: The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:39

Ep 221 - Are you REALLY an Ally?

What does allyship look like, and why is it important in this current moment? Do companies actually mean what they say when they're posting about Black Lives Matter? And what do palm trees have to do with all this? For more check out: https://www.tonybakercomedy.com/ change.org/renamegrady The NAACP Legal Defense and Educational Fund, Inc. – naacpldf.org Support a Black business: Blacklivesmatter.com/shop Color of Change – https://colorofchange.org/ 16 Orgs that are bailing out protestors: https://variety.com/2020/biz/news/black-lives-matter-bail-protestors-donate-charities-1234622677/ RESEARCH NONPROFITS BEFORE DONATING HERE: https://www.charitynavigator.org/ Links to anti-racist resources to send your white friends: 1. https://docs.google.com/document/d/1BRlF2_zhNe86SGgHa6-VlBO-QgirITwCTugSfKie5Fs/preview?pru=AAABcnXnOhM*YNlgMgo4D07mNyOtlVctmg 2. https://docs.google.com/document/d/1hpub-jkm9cLzJWqZSsETqbE6tZ13Q0UbQz–vQ2avEc/edit?usp=sharing Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:39

7 Things Every Employee Should Ask Their Company For Now

Mandi is taking concrete steps to handle racial disparities at work, Tiff is saying no to people who don't deserve her time, and hello to all the new people listening from Spotify! As mentioned on the show, here's a list of 7 things employees can ask their companies to do in support of inclusivity now. Questions: How do I get my money back after I've been scammed? Check out these links for info on what you might be able to do about it: ftc.gov/giftcards ftc.gov/complaint And this week's insta to follow is @karensgoingwild Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:39

Ep 223 - Should I Give Two Weeks Notice Before I Quit?

Mandi is playing NO games in getting her house refinanced. Learn how to shop around and make the loan officers work for YOU. On the flip side, if you're having trouble keeping up with a mortgage payment, check out this guide to Covid-19 related mortgage help. And finally we're answering your questions, including: Are you familiar with a sou sou? Is it a ponzi scheme or pyramid scheme? I may not be able to give my job 2 weeks notice before I quit, what are your thoughts? Read these resources below for more: https://www.lendingtree.com/home/mortgage/pay-mortgage-amid-coronavirus-outbreak/ https://www.essence.com/news/money-career/what-is-a-sou-sou-savings-club-facts/ https://www.bet.com/shows/bet-awards/performers.html Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:38

Ep 224 - Get Out of the Drama Triangle

This week we're doing something a little different. Instead of answering questions, we're following up! Awhile back, a listener asked a question about negotiating salary during the pandemic. We gave her some advice, and this week she followed up to let us know how things went. Also a few weeks back, Tiffany shared her story about learning what the drama triangle is. She talked about learning how to set boundaries and say no. A listener heard that story and wrote in to talk about her situation and how it helped. Check out the link below for more info on what the drama triangle is... What is the drama triangle?: https://www.youtube.com/watch?v=E_XSeUYa0-8 Facebook post about home appraisal and racism: https://www.facebook.com/abbbbbbSH/posts/10157315957283671 Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:38

Ep 225 - Find Your "Zone of Genius" At Work

How do you get into your zone of genius? Tiffany's business coach has her whole team figuring out the intersection of what they're good at and what they love doing. She's already seeing returns. The point? Asking for help is baeeeeeee And you all had some great questions for us this week like: The pandemic has made our income uncertain, would it be weird for us to move back in with my in laws? I got a job offer right out of school in the middle of this pandemic. But the company has said nothing about the current moment in BLM movement. Should I take this job? My company has said/done nothing in support of BLM, then sent a company wide letter asking people to be mindful of “certain conversations”. Should I say something? Check out the links below for more info: Zones of Functioning: https://www.forbes.com/sites/briannawiest/2018/09/26/how-to-get-into-the-zone-of-genius-and-unlock-your-highest-potential/#590933b95672 US Credit Card Debt is DOWN: https://www.cnbc.com/select/revolving-credit-debt-lowest-since-the-great-recession/ Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:38

Ep 226 - Don't Solve The Same Problem Twice

The whole country is trying to figure out what to do about school for next year. Lots of parents are trying to make some really difficult decisions right now. What are you doing about school as some school districts return to in person classes? Hit us up and let us know what’s happening where you’re at. And of course we're answering your questions like: The interest rate on my high yield savings account dropped to 1% because of the pandemic. Is there a point where I should pull my money out? My boss wants to pay for a certification that would help me move up in my current field. But I hate my current field. How do I balance wanting to do the best for me and the guilt of feeling like I’m taking advantage of/misleading my current company? And if you're like Tiffany and you're trying to find insurance, check out policygenius.com. You can find insurance there for basically anything. Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:38

Ep 227 - Should I Buy My Leased Car?

As the end of the extended unemployment benefits looms, we're learning more about what the new stimulus bill may look like. All we know is you need to put your mask on and vote like your life depends on it. Get your VOTE mask here: https://www.resistancebydesign.com/fair-fight?fbclid=IwAR0OvKnh_kLru-NTZNpFqeaa9COHS6Myuz263jBWzlZrdE1zSlyeLI0M2_o We're also answering your questions, including one from Tiffany's mom! The lease is up on my car and I'm way below my miles, is it a good idea to buy it? How do you make your recruiting process more diverse and inclusive? Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:38

Ep 228 - Want to Retire by 40? Meet Christina & Amon of "Our Rich Journey"

Amon and Christina were both government employees and parents of two kids. Through smart investing and a whole lot of hustle they were able to retire BEFORE AGE 40. Now they help other people pursue FIRE (Financial Independence, Early Retirement) on their YouTube channel, Our Rich Journey. In this episode you'll learn... how IKEA can be a gold mine for smart flippers ways to increase your savings without giving up everything you love why sometimes the smart thing in the stock market is the OPPOSITE of what lots of other people are doing (hint: we've told you this before!) We really loved having Amon and Christina on the show, and we're interested in who you might want us to invite on the show. Send your suggestions (along with your money questions) to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Links: Our Rich Journey Our Rich Journey Junior NY Times article about the lack of diversity in the FIRE movement Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:38

Ep 229 - When It Comes to Wealth-Building, Don't Settle

We got a HUGE response to our episode from last week! And since we got into Christina and Amon's channel, we've been diving down the YouTube rabbit hole and we wanted to share some of our favorite channels with you: Our Rich Journey (of course!) Our Rich Journey Junior Minority Mindset Investing with Rose His and Her Money We're interested in hearing your favs too, reach out and let us know who we should be watching! And y'all had great questions this week. We'll be talking about: What are your thoughts on pet insurance? I really don't like my current job, but I'm moving soon. Should I quit and get a new job knowing I'll only be around for a year? And finally, Tiffany is looking for an animator for a new Mali More project! If you are one or know someone who is, please go to https://thebudgetnista.com/contact/, send me a note, and make sure to put "animator" in the subject line. See the links below for more: Get to know Kamala Harris policygenius.com - You can shop for pet insurance here https://www.valuepenguin.com/insurance - You can also shop for pet insurance here Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:38

Ep 230 - OK, Why is Everyone Obsessed with Forex Trading?

First and foremost we're paying respects to our girl Cici aka The Six Figure Chick. She passed away last week, and we needed to say a word about someone who's spent so much of their life giving and giving and giving. We love you and we'll miss you. And y'all had some great questions for us this week: My job position is unstable, but I have some money saved. I’ve started my own business, and I have credit card debt. Which is a better use for my savings? I want to get into stocks, is there an app you can recommend for beginners? Learn about this and more, and check out the resources below for everything we talked about this week: my2020census.gov magnifymoney.com Robin Hood (for trading stocks) Vanguard Investing What's a Target Date Fund? E-Trade What is Forex Trading? Living Apart Together Find out if/when you can vote early Reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 231 - Sandy Smith Earned $60k in a Month from Her Side Hustle — Now She's On a Mission To Educate Side Hustlepreneurs Like Herself

Sandy Smith is the undisputed queen of side hustles. This week she gives us everything we need to know and then some about how to get started on a side hustle to get out of debt and save for your future. She runs the website https://yesiamcheap.com/, a personal finance blog dedicated to helping you live your best financial life. She's also the founder of Elevate, a conference aimed at helping Black and Brown folks live better financial lives. There are so many amazing insights in this episode, everything from Amazon, to drop shipping, to figuring out which products to sell. After you're done listening, go to yesiamcheap.com and start reading from top to bottom. Start with this article about side hustles to boost your income during quarantine and beyond. Further reading: A comparison of ETFs and Mutual Funds The Hustle Crew As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 232 - They Don't Want Us To Know This

Mandi's building a she shed (2:38), we honor the life of our King T'Challa (6:34), and Tiffany has an update on her home appraisal fiasco (28:43). At it's core, our goal with this show is to give y'all knowledge to empower yourselves. This is stuff lots of powerful people have a vested interest in us not knowing. The revolution is to play their game and play it for YOURSELF (26:45). And the questions we're answering this week focus on podcasting! We feel like we've done pretty okay at the whole podcasting thing, so we thought we'd answer some questions from folks about how our podcast is made and how other people might go about making one of their own. (42:55) - How do you get your podcast on Apple Podcasts? Libsyn - for podcast hosting iTunes Connect - for getting your show on Apple Podcasts (45:35) - how much of your conversation gets edited out of your podcast? (49:30) - how much of a time commitment is your show? (50:18) - how long does it take to edit your show? (52:42) - how much did you pay to start your podcast? Canva - for logo and graphics making Audacity - for editing and mixing Blue Yeti - a very common podcasting mic that lots of people (including us!) use (55:13) - how do you get ads? Further reading: New York Times report on racism in home appraisals Debra Kamin tweets about Tiffany's appraisal Apple and Tesla Stock Splits Robinhood Snacks Newsletter Minority Mindset Newsletter What's a Stock Dividend? As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 233 - Do You Have a Minority Mindset?

We're thrilled to bring you another interview this week! We're joined by Jaspreet Singh of The Minority Mindset. Like Tiffany, Jaspreet's story started with him falling victim to a scam (19:27). But he didn't let that stop him and he's now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more. Jaspreet has SO much wisdom to share, and we're all so lucky to learn from him this week. We'll talk about: What does it mean to have a "minority mindset" (its not what you might think) (11:52) What actually is passive income, and where can we start? (31:20) What's a stock dividend? (35:24) What's the right mindset for getting into the stock market? (37:29) And where does Jaspreet go to get educated? (40:22) We have more exciting interviews coming up over the next weeks and months, we can't wait to share them with you! In the meantime, send your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Further reading/resources: Seeking Alpha Yahoo Finance Trump Tells Agencies To End Trainings On 'White Privilege' And 'Critical Race Theory' Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 234 - 5 Years of Brown Ambition! (Plus Coronavirus Coping Strategies w/ Mental Health Expert Dr. Imani Walker)

Happy 5th anniversary to us...and all of you! We couldn't do this show without you, and we are so proud of this body of work. Whether you've been here say day 1 or you just subscribed this week, we are so grateful for your support. Today, we are walking down memory lane and chatting about some of our iconic episodes (Mouse in the House, anyone?!). Then, we're joined by a VERY special guest — Dr. Imani Walker from Bravo's Married to Medicine. She's here to give us some SOLID tips for staying sane during this quarantine, since it doesn't look like we'll be getting out any time soon. We're going to talk about: What is doomscrolling, and why should you stop? (39:20) What's the connection between the toilet paper shortage and anti-maskers? (41:40) What are the things we can do to bring back a sense of normalcy and control in our lives? (45:38) How do we learn to give ourselves a break? (51:15) The value of Black folks talking so openly about therapy (1:01:39) Why do we love our destructive habits so much? (1:06:45) It was an honor to have Dr. Imani on the show, and we hope you got something out of it like we did. To learn more about her, check out: https://doctor-imani.com/ https://imanistateofmind.com/podcast/ https://www.bravotv.com/married-to-medicine https://www.instagram.com/doctor.imani/?hl=en As always, reach out with your questions to brownambitionpodcast@gmail.com or hit us up on Instagram @brownambitionpodcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 235 - Day One, or One Day?

Hey, Hey, Hey — WE HAVE A MERCH STORE. Get your BA swag at last here: https://brownambitionstore.com/ To score 15% off your order, use the promo code BROWNAMBITION15 -- On today's show, the 2020 hits keep on coming. We're all grieving the death of the Notorious RBG — Ruth Bader Ginsburg. No one knows for sure what this this means for the future, but we do know that we need y'all to VOTE. Make sure you're registered, make a plan, and ask your friends to do the same. Presidential elections matter, but your local elections do too. Get informed and do the thing! Here's how. We've done some amazing interviews these last few weeks. But this week we're back to answering your questions. Just remember, we're your financial girlfriends, not your gurus. (20:30) Interest is super low on savings right now, should I take some of my savings out of the bank and put it into investments? (27:10) Should I have a Pre Tax 401k, or a Roth 401k? Is it a good idea to have both? (31:30) I'm 41 years old and I've never invested, where should I start? (36:45) I have lots of credit card debt, and a big lump sum of money coming in from a freelance job. How I should I use that money to pay my debt down? We need your help. The company Printful is who we've decided to get our merch from. We like their stuff very much, but they have a diversity problem in their choices of models. Mandi's made a feature request on the platform to have more women of color represented, and we need your help! You can go upvote Mandi's feature request. You do need to make a Printful account to do it, but it's a fast and simple process, shouldn't take more than a minute or so. Once you're signed in, you can find Mandi's feature request here. Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition - Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com - Receive 10% off your first order by using our code BrownAmbition Further reading: 19 families buy nearly 97 acres of land in Georgia to create a city safe for Black people Noodle Budget 101 Index Funds vs. Mutual Funds: The Differences That Matter How Does a Simplified Employee Pension (SEP) IRA Work? Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 236 - We Asked The Money Coach

This week we're back with another interview. We got to talk with Lynnette Khalfani-Cox, The Money Coach. She is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. We talked to her about how she's slowly building her real estate empire. You'll hear: Buying a property with a recourse mortgage (37:25) What it's like to manage the paperwork and logistics when you have multiple tenants in the same property? (40:16) Staying diversified, how to think about investments like stocks versus real estate (49:07) The link between age and risk tolerance (59:17) We love Lynnette so much and we were honored to have her back on the show! And don't forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 237 - The Devil Has No New Tricks

The rona invades The White House, Mandi's getting relatives to vote, and Miss Mali More's getting animated! We're doing what we can to smile right now because LORDT. And we're back to answering your money questions and we got some big ones this week... (26:50) I've never bought stock before and my employer is offering an employee discount on their stock. Should I buy some and how much? (34:22) I've got a lot of debt, some money in savings, and some money in a 401k. Does it make sense to just wipe out my debt now? And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Shout out to our wonderful sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Check out the links below for more resources: Mali More Employee Stock Purchase Plans The Noodle Budget Magnify Money's List of Banks Offering Covid Relief Covid Relief for Retirement Plans Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 238 - Is it Time to Get a Financial Advisor?

Election time is approaching (and we're not going to shut up about it)! Are you registered? Do you have a plan? Do you have a plan B? Let's DO THIS. If there was a time to be extra, that time is now. Talk to your family and friends and do everything you can so we might be able to breathe some sigh of relief in a month or so. Aaaaaaanyway... We're back to answer your questions this week, and we got some juicy ones like: (19:00) My husband are looking to be first time homebuyers and we have some different ideas about how to get educated, is there a such thing as a home buying adviser? (27:40) My husband wants to invest our emergency fund, but I want to keep it liquid, what's the best thing to do? Also check out this essay that mentions Brown Ambition! And don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition And for more info on the SARS Police in Nigeria, you can read up on them here Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:37

Ep 239 - Ownership = Wealth

Before we begin this week, we need to have word about knowing what you're worth. Its Covid and times are tough, but some people (big companies) are acting wild trying to take advantage of people. Also you'll remember awhile back, a listener wrote in asking about draining her 401k to pay off her debt. The BA fam cam through and someone offered to buy a grocery card for her (25:40). Y'all are amazing. Then it's on to your questions. This week we've got: (28:22) I’m shopping for a home, I’m trying to decide if I should take on a renovation project. How do you find a good Reno team that will do a good job and not take advantage of you? (38:12) Is a 529 plan a good way to save for college for my 2 year old granddaughter? (read more about 529's here) Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 240 - Put Your Money Mask On

The Election is coming up y'all (and no we're not going to stop talking about it). Do you have a plan to vote? Do you have a plan B? Check out iwillvote.com to make sure you're registered, find ballot drop off locations, and get all the voting information you need. Let's DO this. And not to flex, but Tiff was on Good Morning America last week (1:00:38). Its a great segment where she gets to share her story, some basic budgeting tips, and celebrate the HUGE positive impact she's had for Black and Brown women all over the country. Check it out here. The questions we cover this week are pretty great too. We'll cover: (32:36) - what’s the best retirement account for someone who’s only a few years away from retirement? (41:20) - Because of covid, I’ve gotten generous refunds on stipends from my school, what should I do with this extra money sitting in my savings? To read and learn more, check out the links below: The Noodle Budget Roth IRAs Higher Heights Leadership Fund Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 241 - Trouble Don't Last Always

Election day is over. All that's left is for us to send some love to our future selves and hope things haven't gotten too wild. We're trying to focus on what's good. Like the fact that 115 BIPOC women are running for election this year! (8:47). And at least we know where people stand. It's no longer impolite to talk politics, and honestly we're here for that. Regardless of what happens in the election, let's take a minute to breathe, then get ready to get back to work. Because there's much more to do. In the meantime, we're here to answer your money questions! This week we'll talk about: (20:57) I have about $4,300 of credit card debt between two cards with high interest. Is it a good idea to get a personal loan with a lower interest rate to consolidate that debt? (26:20) - I own 4 timeshares, but now I realize they’re a waste of money. Do you have any good advice for how I can get out of them? To learn more, check out these links: Options To Get Out of Your Timeshare The Master Investor Farnoosh Greenwood Bank Magnify Money's list of Black Owned Banks Tela Holcomb Higher Heights Leadership Fund --------------------------------------------- Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 242 - Black Magic Everywhere

It's over! And we're breathing, at least a little. We made it y'all. It's been along four years, but Black folks (Black women specifically) pulled through and helped take this thing over the top for us. We hope wherever you are, you're able to relax and release some tension. But work is NOT over! There are two really important runoff elections happening in Georgia (16:20). These elections will help determine control of the Senate, and that could make a HUGE difference for what the next two years (at least) look like. Here's a great article describing how you can help even if you don't live in Georgia. Let's WORK. And we've got some great questions from you guys this week too: (38:54) I’ve got 40k in the stock market, should I pull some of that money out for a down payment on a house? (46:28) Yesterday I was fired from my new job. I experienced so much hate from the white women in the office, I think because of the election. Do you know anywhere I can go work and feel safe as a black woman? For further reading, check out: https://www.navipsych.com/ https://www.higherheightsleadershipfund.org/ https://sheshouldlead.com/ https://therapyforblackgirls.com/ ----------------------------------------------------------------- Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ And please support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 243 - Can I Save When It Doesn't Seem Like There's Enough?

We're still out of breath from the election, but we are breathing a little easier. But Covid-19 is on the rise again and the holidays are coming up. It's going to be a hard year for family gatherings (or lack thereof). We hope you stay safe and give yourself some time off if you can. But we still need to find time to celebrate the good things. And one super good thing we can celebrate is Tiff released the cover for her book, Get Good With Money (2:15)! The book is coming in March 2021. But in the meantime you take the financial wholeness quiz to see how close you are to being financially whole. We've got some great questions for you this week like: (25:00) I’m just having a lot of trouble saving money. Is it actually possible for me to save money when there just doesn’t seem to be enough? (31:20) I own a home that’s in need of a LOT of work. I took a home equity loan for the repairs. I haven’t spent the money yet because of the pandemic. Should I hold onto that money or go ahead with the repairs? Check out these links for more info: BA Episode with Christina and Amon from Our Rich Journey Our Rich Journey Our Rich Journey Jr What's a Home Equity Loan? Pixel LabCorp Covid-19 Test Neal Katyal on IG Stay Tuned with Preet Podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 244 - How Can I Avoid Being The Victim of a Racist Appraiser?

And just like that it's time for all the holidays! We've got Thanksgiving, Christmas, Hannukah, Kwanzaa, and even birthday celebrations to plan. Like everything else this year, Covid is making it way too complicated (seems like there are vaccines on the way though! (9:35). We're making it work thought like we ALWAYS do. So whatever you're doing this season, please stay happy, safe, and spend some time with people you love. Safely! We've got some great questions from you all this week like: (19:50) How can I make sure I’m not the victim of a racist appraiser? (28:11) What’s your perspective on taking some money out of a savings account and putting it towards stocks or an ETF? (30:47) I have $1,000 left on my car note, I have a o% interest credit card balance transfer at $10,000, and $6,000 on a high interest credit card. I’ve been focusing more on paying down debt during the pandemic. My car loan will be paid off in December and I’m wondering how best to allocate those funds. Should I pay down more debt or save? Check out these links for more: Covid-19 Vaccine Updates NYT: Black Homeowners Face Discrimination in Appraisals The Noodle Budget And check out these links to support our sponsors: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Don’t forget about our new merch store. Use the promo code BROWNAMBITION15 to get 15% off your BA swag at https://brownambitionstore.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 245 - Is It Time to Invest My Extra Savings?

HOHOHO the gift giving season is upon us! And for the Brown Ambition fan in your life (including you!) we're offering a 25% across our merch store at brownambitionstore.com. Use promo code HOHOHO to get your discount! _______________________________ We made it past Thanksgiving! We got our Zoom on and did what we could to spend time with our families and stay safe. We're trying to finish this holiday season safe and get ready for this vaccine that will hopefully be coming soon. In the meantime we're so excited to hear that a lot of you are taking charge of your mental health by reaching out to our friend Stephanie over at NaviPsych (not a sponsor, we just love her) or otherwise getting into therapy, and we want to send our love to all of you. Wishing you the happiest of holiday seasons! We've got some great questions this week like: (21:20) - I have 10k saved for my wedding, but I don’t think we’ll get married for awhile, where should I store this money? (28:50) - Neither of my parents have life insurance or health insurance, and they don’t have any money set aside for retirement. I’m probably going to end up responsible for their care when they can’t work anymore. How can I convince them to start saving? Check out the links below for further reading: NaviPsych The Catalyst: How To Change Anyone's Mind PolicyGenius Quote Wizard Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 246 - A New Season of Self Care

It's the holiday season, but its the season for other things too. It's always a good time to look at the things in our lives that seem little (that achey-but-not-too-bad arm?) but might turn into something big. Why not take care of it before it gets out of control? Whether its your money or some other thing in life, you're worth it. It's time to start acting like it! We got some great questions from you this week: (23:44) - How do I get better odds of getting a balance transfer credit card that will cover the full amount of my debt? (28:23) - I have 40,000 dollars in savings and I’m not sure what to do with it. Is there a better place than my savings account? Don't forget the whole month of December you can get a 25% discount at our merch store with coupon code HOHOHO! Check out the links below for more reading: The Catalyst: How to Change Anyone's Mind by Jonah Berger Contagious: Why Things Catch On by Jonah Berger FSA Store The Noodle Budget Magnify Money's List of the Best High Yield Savings Accounts What is Clubhouse? Black Millennials fueled a surprising 2020 home-buying surge for African Americans @VisionPoet on IG Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 247 - How Can I Pay Off Debt on a Fixed Income?

Our self care journeys continue. Sometimes self care is more than a massage or your favorite cocktail. Sometimes it's therapy. Sometimes it's sitting in your car by yourself with your favorite drink. Whatever it means for you, we hope you're taking good care of yourself. The end of the pandemic is in sight, but we still have to get through the holidays and the first part of next year. It's still going to be hard, and you still deserve to be okay. In the meantime, we're going to keep bringing you money and career advice. There are some great questions this week like: (26:56) How can I pay off 20k in debt on a fixed income? (34:13) I’m 25 and I’m graduating with 2 masters degree. I received a job offer, but I’m afraid I might’ve asked for too little money. I had a great interview for a promotion with my current employer, and that might offer more money. I’m stressed out over what to do! As you finish up your holiday shopping, don't forget: You can save 25% at our merch store by using the coupon code HOHOHO. Good through the end of December! In this year especially, its great to support local and small businesses. One of our favorites right now is The Butter Bar skincare (not a sponsor, we just love them). Either way, do your best to shop local and support small businesses. We want to see them survive this pandemic! Speaking of sponsors though, you can support our sponsors here: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Check out the links below for more: Neal Katyal on IG Cardi B's 88k purse NaviPsych The Debt Snowball Sandy Smith - Yes, I am Cheap Magnify Money - When You Should Consider Bankruptcy and How to File Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:36

Ep 248 - Goodbye 2020!

Last chance y'all! Head over to the Brown Ambition merch store and use coupon code HOHOHO to get 25% off! ---------------------- Happy BA Wednesday y'all. It's our last episode of 2020! We're taking a look back at 2020 and talking about the good things that happened for us this year. We're also taking a look forward at 2021 and talking about what we're trying to do next year. Last but certainly not least, we're getting a new stimulus bill (2:45) soon, and we'll be telling you what is (and isn't in there). And because it's our favorite thing, we're still answering your questions this week! (35:43) I’m very unhappy in my current job. I have some money in savings and some in a 401k. Should I put my health first and quit my job now? Or should I wait until I secure something else? (41:48) I recently got a new job and lost all the sick time I had saved up. I want to start a family with my partner. I want to spend as much time with my new baby as possible. Should I spend the 6 months expenses I have saved to do that, or should I tough it out and go back to work after maternity leave? Check out these links to read more: NY Times: Congress Strikes Long-Sought Stimulus Deal to Provide $900 Billion in Aid CNBC: Everything you need to know about the second round of coronavirus stimulus checks CDC Eviction Relief Form How to volunteer to help the Georgia Senate runoffs: 12 things you can do for voter outreach right now Elle Magazine: The Journalist and the Pharma Bro Ovia Health Apps Follow the links below to support our sponsors: Speaking of sponsors though, you can support our sponsors here: http://rothys.com/brownambition http://betterhelp.com/brownambition – Special offer for Brown Ambition listeners, get 10% off your first month http://fiverr.com – Receive 10% off your first order by using our code BrownAmbition Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

2020 Rewind: Our Rich Journey

We almost made it to the end of 2020. We're done making episodes for the year, but we wanted to replay this super fun, informative and important interview with Christina and Amon from Our Rich Journey. They achieved financial independence in 8 years, and they're shared some of their secrets with us. This was one of the highlights of our year, and its definitely worth a look back. Stay happy and healthy, we'll see you in 2021! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

2020 Rewind: Minority Mindset

This week we're bringing you a re-broadcast of our interview with Jaspreet Singh of The Minority Mindset YouTube channel. Like Tiffany, Jaspreet’s story started with him falling victim to a scam (19:27). But he didn’t let that stop him and he’s now built The Minority Mindset into a YouTube channel with over 650,000 subscribers, a popular newsletter, and more. This conversation was another highlight of our year, and we're excited to share it with you again. Keep an eye out soon for new episodes. Be well, and happy new year! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

Ep 249 - Really, 2021?!

Welcome to 2021, BA Fam. To say the least, we are still reeling from the attack on our nation's capitol last (and DEMOCRACY ... and REALITY?) last week —OK, let's be real here the entire last four years. It was tough to find the words for this, y'all, but we are here to vent (a lot) with you and try to unpack what this means for the year to come. We're doing the best we can to take care of ourselves and each other, and sometimes that's all we can do. But most importantly, Brown Ambition is back in business for 2021, talking about self-care, career, personal finance, and empowerment. We got some great questions this week: 28:53 - Can you really take online surveys as a side hustle? 32:52 - What's the key to finding good virtual assistants for your business? Don't forget to check out the Brown Ambition merch store to get yourself some swag, and we'll see you all next week! Check the links below for more: Our song of the show: The Earth is Ghetto What's on Tiffany's bookshelf this year: Small Giants: Companies That Choose to Be Great Instead of Big Contagious: Why Things Catch on The Catalyst: How to Change Anyone's Mind The Effective Executive: The Definitive Guide to Getting the Right Things Done Lead from the Outside: How to Build Your Future and Make Real Change Vagabonding: An Uncommon Guide to the Art of Long-Term World Travel Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

Ep 250 - Taking Black Women to Higher Heights w/Special Guest Glynda Carr

We missed y'all last week! And this week is a bit of a different show. We've talked before on the show about the amazing organization Higher Heights. They're a 501(c)(3) that is building a national civic engagement infrastructure and network to strengthen Black women’s leadership capacity. This week we're talking to one of the founders of Higher Heights, Glynda C Carr. In this interview we'll learn: (6:10) How Black women have been the architects of our democracy (8:45) Just how big a deal is it that we have Kamala Harris as our Vice President now? (19:12) What's at stake for us if we don't get more involved at the local levels? (21:15) If you want to get more involved but don't necessarily want to run for office, how do you do that? (33:28) Now that we're past the general election, how do we keep this current energy going? And more! This was an amazing conversation and we're so excited to share it with you! See you all next week! https://www.higherheightsleadershipfund.org/ https://www.higherheightsforamericapac.org/ Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

Ep 251 - I Got Promoted Without a Raise! Help!

We've got NEWS! BA has officially joined the Westwood One podcast network (5:43). We're so excited and grateful for the opportunity they're giving us to continue growing and reaching more people. A LOT happened while we were gone, so let's get into it... What in the world happened with Gamestop? What does it mean to "short" a stock? Did a reddit meme just make a whole bunch of people rich? We've got the tea. (11:44) We're sure you know about Tiffany's book by now. Its called Get Good With Money: 10 Simple Steps to Becoming Financially Whole. And now you can pre-order it! Go get it now right here: https://getgoodwithmoney.com/ (50:13) And we're back to answering your questions this week. We've got some great ones: 32:29 - How does Tiffany take apple cider vinegar and why? 34:09 - My job just promoted me without giving me a pay raise. They said this was the position I was meant to have all along, but I never signed anything saying that. I’m not in a position to quit right now. Help! 40:08 - I have two 401ks from previous companies. Should I roll them over during the current economy, or should I leave them where they are? Also my company doesn’t have a match. Any suggestions for making the best of this? Check out the links below for more: Hedge funds and short-selling: How and why Gamestop shook the stock market A 10-Year-Old GameStop Investor Cashed In. His Return? Over 5,000%. Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

Ep 252 - The Sun Was Meant to Shine - and So Were You

The hits just keep on coming! We had a lot of good news for you last week and we've got even more good news to share this week. You'll have to listen to find out! (3:45) We've also got a few words for you on what arrogance and humility actually are (probably not what you think) (13:20) And then as usual we're on to your questions... 31:58 - could you all give advice for the best online brokerage for beginners? 43:55 - I’m 21, about to graduate college into our pandemic economy. I have a lot of things I want to do to get my finances in order, do you have any advice on what to do, where to start, and where to get good knowledge from? Check out the links below for more: Pre-order Tiff's book Ally Invest AOC's Instagram Live Stash Stock Trading App TD Ameritrade's Virtual Stick Market Double Dutch Aerobics Chinese Jump Rope And don't forget to hit up the BA merch store for some swag Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

Ep 253 - The D*ve R*msey Read

D*ve R*msey put his whole entire foot in his mouth on F*x N*ws last week — LET THE DRAGGING COMMENCE (3:11). Tiffany has some thoughts about that (7:20). We also take a question from a listener named Jane (29:25). Jane wants to leave her job to start her own business, and she's got a few questions about how to get financially ready for that. After we take a second to give her a round of applause for doing an amazing job with her finances thus far, we get to talking about how hard the life of an entrepreneur can be. Do you need to quit your job to start your business (31:10)? Is it okay to contribute a little less to your 401k (34:20). There's a lot to think about here, and Tiff gets real real about it (45:20). When you're done listening, this is the list of financial educators we want you to know about: Patrice C Washington Jully-Alma Taveras - Investing Latina Popcorn Finance Podcast Anna N'Jie-Konte Farnoosh Torabi Journey To Launch Check out the links below for more: Anna N'Jie-Konte's IG post about her former coworker Pre-Order Tiffany's book 9 startling facts that show just how hard the student-debt crisis is hurting Black Americans Home appraisal for Black couple skyrockets after white friend pretends to be homeowner The Noodle Budget Navipsych Who is Whitney Wolfe Herd? Bumble app founder becomes newest self-made billionaire And as always, don't forget to stop by the BA merch store to get some swag! Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

Ep 254 - Girlfriends, Not Gurus

We almost called this episode "D*ve R*msey is Trash — The Sequel". We were overwhelmed by the response to last week's show. Thank you so much for the support! For more on the shady history of DR's corporation, check out this article from Religion News Service. It's worth the read, along with the full response from the DR team. But the real reason we want to talk about DR again is that last week his podcast was DETHRONED from the number one spot for financial shows on Apple Podcasts for personal finance. He was taken out by our friends Rashad Bilal and Troy Millings of Earn Your Leisure. Shine on! And after a word on the difference between finance gurus and finance girlfriends, we got to a really good listener question... (40:30) $40,000 in debt...where do I start?! Check out the links below to read more! Is Dave Ramsey’s empire the ‘best place to work in America’? Say no and you’re out Full Ramsey Solutions Response Earn Your Leisure Podcast Discover Credit Scorecard Greenwood Bank Pre-order Tiffany's Book Brown Ambition Merch Store Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:35

Ep 255 - We Need to Talk About Digital Blackface

Happy BA Wednesday, fam. This one gets deep quick. This week we got... What is digital blackface and is it really a problem? (3:42) Tiff's going to the WHITE HOUSE (virtually)! (26:00) A great listener question about IRAs, and how many of them you can have. (33:27) A little more discussion on the question of "picking someone's brain" and how we should set those boundaries (38:20) Some Brown Boosts for Chadwick Boseman, Peloton, a listener's financial win, and a Facebook group we love (48:45) Don't forget to rate and subscribe to the show wherever you listen, and share us with your friends. Love you! Check out the links below for more: Brown Ambition Merch Store Kids Know Chadwick Boseman Get Good With Money Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:34

Ep 256 - The Princess Diaries Was a Lie

It's BA Wednesday and we got the royal tea for you this week. We talk about: Oprah's exit interview with Megan Markle and Prince Harry (1:41) Tiffany's (virtual) White House visit (22:39) Some news on more stimulus checks (26:24) Shouts out to the ladies for International Women's Day (31:16) A listener question about being asked to do more and more work without being paid more (40:54) Speaking of questions, we have a new way for you to connect with us so you can ask us your questions. You can now call and leave us a voicemail at 844-858-8080. We can't WAIT to hear from you! We've got a brown break for some racist security guard and some Brown Boosts for Ava DuVernay and for Tiff being nominated for an NAACP IMAGE AWARD (WHAT?) Check out these links for more: Pre-order Tiffany's book Video of Tiffany's (virtual) White House Visit What’s in the Stimulus Bill? A Guide to Where the $1.9 Trillion Is Going Amanda Gorman, inaugural poet, 'tailed' by security guard on her walk home Array Crew: A resource to find Black and Brown filmmaking talent Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:34

Ep 257 - The Debate About Marrying "Up"

Have you ever heard of hypergamy? Wikipedia defines it as "the act or practice of a person marrying a spouse of higher caste or social status than themselves." Plenty of women today are actually following hypergamy in their relationships. Tiff fell down a YouTube rabbit hole and she's got questions...(3:18) Other highlights: Stimmys are coming! What should we be doing with them? (31:58) How do students and dependents get their checks? (33:53) Whether you should open a UGMA account for your child (35:49) What the child tax credit in the stimulus bill is all about (42:32) Check out the links below for more: Order Tiffany's Book Get Good With Money Summit Vote for Tiff in the NAACP Image Awards School of Affluence Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:34

Ep 258 - The Mortgage Question We've Never Heard Before

Before we do anything else, we want to let you know we're standing in solidarity our AAPI community in Atlanta and all of the US after the tragedy that happened there last week. This epidemic of violence against our AAPI siblings has to stop. Check this link to see how you can help. Other things happening this week: Chris Hogan, of DR fame resigns after failing to live up to their "righteous living" policy (17:35) Kylie Jenner asks people to crowdfund for her makeup artist's brain surgery (20:23) And then, of course, your questions! The woman whose mortgage question had us STUMPED (30:52) A listener wrote in to share a major debt win (37:24) I gave a lower salary range than I should have for a prospective job, should I go back with a higher number? (41:25) Don't forget we have a new way for you to send your questions, call or text: 844-858-8080 Check out the links below for more: Order Tiffany's Book Phroogal Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:34

Ep 259 - How to (Finally!) Get Good With Money

Happy BA Wednesday, fam! It’s book release week for Tiff, and we’re talking all about the concept of financial wholeness (12:55). Mandi even took the quiz, and we’ll discuss her results.  We’d love to see you take it too. Head to ggwmoneyquiz.com and take the Financial Wholeness Quiz, then share your results on IG and tag us with the hashtag #ggwmoney. Other topics this week include: Should you worry about identity theft with a custodial brokerage account? (49:17) Should you drain your savings to pay off debt? (even if its a birthday present you totally deserve!) (53:05) A hard break for Georgia’s new voting restrictions (1:00:13) A boot for an IG account we love (1:02:30) It was so fun hearing from you all this week! Call and text us your questions for next week at 844-858-8080. Check out the links below for more: Buy Tiffany's book - Get Good with Money VisionPoet Shopping for a New Car? Use the 20/4/10 Rule Policy Genius Select Quote Learn more about your ad choices. Visit megaphone.fm/adchoices

04 Apr 14:34