Welcome to DIY Money!
In this very first DIY Money podcast Quint and Daniel tackle two of the most importance steps towards financial success. How does one actual start a budget? What if a couple has good income but at the end of the month there just isn't anything left? Welcome to the new journey that is DIY Money!
02 Aug 13:12
DIY Money - What's an Index Fund
Index funds are now the most popular investment vehicle on the planet. Yet, most people aren't really a ware of what they are. In this week's DIY Money, Quint and Daniel break down just what an Index fund is so you no longer have to pretend. Special thanks to www.BendSound.com for the background music on our intro.
02 Aug 13:12
Marriage & Money
In this episode Daniel and Quint discuss one of the most important topics, marriage and money. Unfortunately when it comes to finances most fall short which leads to frustration, bitterness and sometimes even divorce. In this practical guide Quint discusses just how important it is to identify the family CFO and discusses the critical rolls each person must play in order to achieve success.
02 Aug 13:12
From Monitoring to Managing - How to go from tracking your expenses to actually developing a budget.
In this week's DIY Money Quint and Daniel pick up after week 1 when they discussed the first step to developing a budget, tracking your expenses. Once you've started tracking those expenses the next step is to properly categorize and systematize your spending plan.
02 Aug 13:12
Top 5 Budgeting Mistakes
Quint & Daniel conclude this series in budgeting as they visit some of the common mistakes people make when developing a budget.
02 Aug 13:12
Why Even Have a Budget
While we realize you may be getting sick of the subject matter, Quint and Daniel take one last stab at the topic and importance of budgeting. In this episode they take a look at just why someone would even have a budget. When it comes to debt reduction and setting future financial goals is there any other way?
02 Aug 13:12
Screw the Joneses
Let's face it, it's not easy to say no to the next shiny thing. Whether it's FaceBook or Instagram the great life of others is around every corner. We all know that keeping up with the Joneses can be a terrible financial plan so why do we do it and how can we stop? This week we discuss in depth some important life lessons when it comes to the Joneses and the critical importance of delayed gratification.
02 Aug 13:12
Piggy Bank of Benjamins
If you have children odds are you've wondered about saving for their future. There is no shortage of options from a 529 plan, ESA or a custodial account. In this episode Quint and Daniel discuss the pros and cons of saving for children. With a unique perspective on what's out there the information discussed may shock you.
02 Aug 13:12
401k BootCamp
One of the best retirement savings options is your company retirement plan. Whether it's a 401k, 403b, or 457, the best place to start saving is before the money ever hits your bank account. This week Daniel and Quint take us into the world of 401k savings and the nuances surrounding the plans.
02 Aug 13:12
Cut or Create - You Must Make Margin
In this hard hitting episode, Quint and Daniel look at the only way to make financial progress. Once you've established the budget and have discipline in your daily financial practice, you must either cut or create margin in order to make progress! What are you waiting for?
02 Aug 13:12
Like a Roth to a Flame
Have you ever wondered what exactly a Roth IRA is? Is this a strategy you should be using? In this week's DIY Money, Quint and Daniel discuss all the particulars regarding this unique savings strategy.
02 Aug 13:11
Money Mistakes
Despite our best efforts we will make mistakes when it comes to money. Over the years Quint and Daniel have seen them all and in this podcast discuss some of the common and most damaging money mistakes.
02 Aug 13:11
Own It! Relationship and Money
This week Daniel and Quint take a look at money and relationships. If you're not owning your partner's financial position you're already a step behind.
02 Aug 13:11
Mistakes - Making Lemonade Out of the Lemons
In this podcast Daniel and Quint revisit some of their past financial mistakes and break down some of the positive lessons learned.
02 Aug 13:11
Dave Ramsey's Debt Snowball - Yea or Nay
Dave Ramsey has popularized a method of debt repayment called the Debt Snowball. In this podcast Daniel and Quint discuss this in depth and give their thoughts.
02 Aug 13:11
Saving for Children with Special Needs
In this podcast Daniel and Quint discuss the niche market of savings for children with Special Needs. There are some tricky nuances to understand.
02 Aug 13:11
Credit Cards Rewards are Enticing Can you Handle it?
Whether it's a free flight or the coveted Companion Pass, credit card promotions are all the rage, but are they right for all?
02 Aug 13:11
Side Hustle - Part 1 Interview with Amazon Legend Matt Carlett
A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story.
02 Aug 13:11
Side Hustle - Part 2 Interview with Amazon Legend Matt Carlett
A few years ago Matt Carlett needed to make some extra money. The writing was on the wall that his kids were growing up fast and his job did not give him the opportunity he wanted to spend with his children. He took matters into his own hands and begun exploring the world of retail arbitrage. Fast forward a few years and Matt is now one of the largest Amazon merch sellers. You're gonna love his story.
02 Aug 13:11
Real Estate Purchase for Small Business Owners
Quint walks listeners through a real estate purchase he recently completed which gives a good look into a strategy that can be used by small business owners to unlock additional value.
02 Aug 13:11
$25.00 for your question!!
We want to engage with you and we're going to give you an incentive to make it happen. Send us your audio question and if we use your clip on air we'll send you a $25.00 Amazon e-gift card. No strings attached! The easiest $25.00 you'll ever make. Instructions on how to do so are in this podcast!
02 Aug 13:11
Financial Goals for Each Decade of Your Life
Daniel and Quint walks listeners through a decade by decade playbook regarding various financial goals. How are you doing when it comes to your financial road map?
02 Aug 13:11
Don’t be Dumb with Large Purchases
This week’s listener question comes from Matt who asks ‘what’s the best way to save for a car or other large purchases’.
02 Aug 13:11
Disciplined Budgeting - It Never Ends
Daniel and Quint sit down and answer another listener's question regarding budgeting. Make sure to submit your question for a chance to win a $25 Amazon E-Card.
02 Aug 13:11
How to Start Investing
There are many ways to start investing, but the first step involves learning and asking questions.
02 Aug 13:11
Valuing a Business
In this episode, Quint and Daniel discuss appraising a new business and specifically address the nuances of the process when family is involved.
02 Aug 13:11
Is Debt Ever "Good"?
Quint and Daniel sit down and discuss the question of "Is Debt Ever Good?"
02 Aug 13:11
Budgeting Life's Expenses
Quint and Daniel answer another listener's question. This time, they discuss how they allocate their money and budget for expenses.
02 Aug 13:11
How Much Insurance Should You Have?
Quint and Daniel discuss insurance policy decisions and how you should go about "breaking up" with your wealth advisor.
02 Aug 13:10
The Nuances of Investment Accounts
Quint and Daniel answer a question regarding Roth and Traditional IRA's, and they discuss the nuances associated with opening an investment account.
02 Aug 13:10
Having Fun Frugally
Quint and Daniel discuss ways to have fun with friends or your significant other while keeping your financial status in mind.
02 Aug 13:10
Mortgages and Relationships
Quint and Daniel answer another listener question concerning everything to do with home mortgages. Be sure to submit your question to podcast@diymoney.org for a chance to win a $25 Amazon gift card!
02 Aug 13:10
How to Develop a Budget
Quint and Daniel sit down and discuss ways that you can start and maintain a budget.
02 Aug 13:10
How to Handle Debt
Daniel's on vacation, so Quint tackles a listener's question concerning debt by himself on this episode.
02 Aug 13:10
Own It! Being Cheap
Quint calls in from vacation to talk with Daniel about friendships and relationships when you're scared about looking cheap.
02 Aug 13:10
Vacationing on a Budget
Daniel's in the studio while Quint calls in from vacation to answer another listener's question concerning tips and tricks on how to vacation on a budget.
02 Aug 13:10
Knowing When to Save or Invest
Quint's back, and in this episode, him and Daniel discuss how to save and invest money at the same time.
02 Aug 13:10
How to Maintain Separate Finances
Quint and Daniel discuss how to maintain separate finances with a significant other - or if you should in the first place.
02 Aug 13:10
Tax Havens and Retirement Savings
Quint and Daniel answer another listener's question, this time concerning tax havens for small business owners.
02 Aug 13:10
Giving to Charity
In this episode, Quint and Daniel discuss giving money to charities, churches, or to those in need and go into depth about certain tax deductions that you are entitled to.
02 Aug 13:10
Paying Down Debt
In this episode, Quint and Daniel discuss ways to start paying down credit card and long term debts. Paying down debts can be your first step towards responsible and consistent personal finance habits.
02 Aug 13:10
How to Handle an Emergency Fund
In this episode, Quint and Daniel discuss how to navigate the online space to find the right place to hold your emergency fund.
02 Aug 13:10
Ways to Give Without Breaking Your Budget
In this episode, Quint and Daniel share their personal experiences with giving and discuss ways you can give without breaking your budget.
02 Aug 13:10
Home Mortgage and Investing
In this episode, Quint and Daniel talk about paying off a mortgage while investing or saving.
02 Aug 13:10
How to Handle a Potential Recession
In this episode, Quint and Daniel talk about what you can do to prepare for the next recession.
02 Aug 13:10
Playing the Housing Market
In this episode, Quint and Daniel talk about the current housing market conditions and answer a question concerning kid's schooling and ancillary debt.
02 Aug 13:10
Mobile Investing Apps Guide
In this episode, Quint and Daniel dive into mobile investing apps such as Robinhood, Acorns, and Stash.
02 Aug 13:10
5 Steps to Improving Your Personal Finances
In this episode, Quint and Daniel lay out 5 steps that you can take towards creating a better financial life for yourself.
02 Aug 13:09
5 Steps to Improving Your Personal Finances Pt. 2
In this episode, Quint and Daniel pick up where they left off explaining how to improve your personal finances.
02 Aug 13:09
Day Trading and an Eventual Recession
In this episode, Quint and Daniel talk about whether or not day trading is a good idea given the chance of a coming recession.
02 Aug 13:09
How to Create Passive Income
In this episode, Daniel and Quint answer another listener's question, this time concerning ways to create passive income.
02 Aug 13:09
How to Handle Student Loans
In this episode, Quint and Daniel discuss the cost-benefits of taking out student loans and answer a question about paying off student debt.
02 Aug 13:09
Saving for a Rainy Day
In this episode, Quint and Daniel discuss the steps you can take to start creating a "rainy day" fund.
02 Aug 13:09
Maximizing Your Margins
In this episode, Quint and Daniel run through the steps of budgeting, tracking expenses, creating goals, and maximizing margin.
02 Aug 13:09
How to Maximize Multiple Savings Accounts
In this episode, Quint and Daniel make suggestions towards maximizing multiple savings accounts, whether it is an emergency fund or for investing.
02 Aug 13:09
Paying Off Loans
In this episode, Quint and Daniel discuss knowing when and how to pay off certain loans.
02 Aug 13:09
Tracking Credit Card Expenses
In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately.
02 Aug 13:09
Avenues to Building Wealth
In this episode, Quint and Daniel answer a listener's question concerning ways you can build wealth once you have taken care of debt and retirement.
02 Aug 13:09
Teaching Your Kids the Basics of Money
In this episode, Quint and Daniel discuss strategies they have used when teaching their kids about money/personal finance.
02 Aug 13:09
How to Compare Work Benefits
In this episode, Quint and Daniel answer another listener's questions, this time concerning how to choose between jobs based on its work benefits.
02 Aug 13:09
Internationally Diversifying Your Portfolio
In this episode, Quint and Daniel answer another listener's question, this time concerning portfolio allocation with US and International stocks.
02 Aug 13:09
Financially Preparing For Death
In this episode, Quint and Daniel answer a question concerning how you can financially prepare for you or your spouse's death.
02 Aug 13:09
Renting vs. Purchasing
In this episode, Quint and Daniel discuss transitioning from renting to purchasing a home and whether it's a good idea in the first place.
02 Aug 13:09
Grocery Budgeting
In this episode, Quint and Daniel discuss how they form their grocery budgets and how financial psychology plays into your budget.
02 Aug 13:09
Building Wealth While Self-Employed
In this episode, Quint and Daniel discuss how you can build wealth while self-employed, specifically in the context of a musical artist.
02 Aug 13:09
Psychology and Providing for Your Kids
In this episode, Quint and Daniel discuss the concept of EOC (economic outpatient care) and how you can provide for your kids without making them reliant.
02 Aug 13:09
Commissions and Budgets
In this episode, Quint and Daniel discuss how you can make a budget while working for commissions.
02 Aug 13:09
Prioritizing Saving Versus Loans
In this episode, Quint and Daniel answer a question about student loans and knowing when to pay them off rather than saving.
02 Aug 13:09
Retirement Funds
In this episode, Quint and Daniel discuss the different retirement funds (Roth IRA/401 K) and explain how to choose which ones you should fund first.
02 Aug 13:09
Investing Before Paying Down Debt
In this episode, Quint and Daniel discuss whether or not you should invest before paying down bad debt (credit card/student loans).
02 Aug 13:09
Should You Put No Money Down?
In this episode, Quint and Daniel talk about no money down home buying and discuss strategies you can use to get the most bang for your buck.
02 Aug 13:08
Having Multiple Savings Accounts
In this episode, Quint and Daniel discuss whether or not you should have multiple savings accounts. Whatever works for you, do it, but don't overcomplicate it!
02 Aug 13:08
How to Allocate Your Budget
In this episode, Quint and Daniel discuss ways you can allocate your budget. Rules and general guidelines aren't as simple as they seem!
02 Aug 13:08
Saving for Your Parents
In this episode, Quint and Daniel discuss the nuances of saving for your parents and the steps you can take to ensure your own financial goals stay intact during the process.
02 Aug 13:08
Secured vs. Unsecured Loans
In this episode, Quint and Daniel discuss the differences between secured and unsecured loans and talk about taking out loans for your children.
02 Aug 13:08
Home Renting or Buying?
In this episode, Quint and Daniel discuss the perks and downfalls of home renting/buying. The decision to rent or buy is always situational!
02 Aug 13:08
All About Financial Advisors
In this episode, Quint and Daniel discuss how you can know when to employ a financial advisor to enhance your personal finances.
02 Aug 13:08
Boomerang Children and Finances
This week’s episode is sponsored by Booknotes, get your 7-day free trial here: https://booknotes.page.link/DIYmoney In this episode, Quint and Daniel talk about "boomerang children" (young adults who come back to live at home) and how to help propel them outside of the house.
02 Aug 13:08
Paying Unpredictable Medical Expenses
In this episode, Quint and Daniel talk about how you can prepare for unpredictable medical expenses.
02 Aug 13:08
Prioritizing Credit Card Debt
In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same time.
02 Aug 13:08
Balancing Student Loans and Retirement
In this episode, Quint and Daniel discuss how to balance paying off student loans and investing in a 401(k).
02 Aug 13:08
Using Private Savings Accounts
In this episode, Quint and Daniel discuss Credit Karma's saving account and private label solutions.
02 Aug 13:08
Is Whole Life Insurance Worth It?
Is Whole Life an investment strategy? This is a hot topic among many folks these days which Daniel and Quint take head on.
02 Aug 13:08
Tackling Real Estate
Is it worth your time and money to invest in real estate? In this episode Daniel and Quint debate the pros and cons of investing in the housing market.
02 Aug 13:08
Separating Business and Personal Finances
In this episode Quint and Daniel draw from their personal experiences to give tips on how to separate business and personal finances.
02 Aug 13:08
Moving to a New State
In this episode Quint and Daniel discuss their do's and don'ts for moving to a new state.
02 Aug 13:08
Choosing a Financial Planner
In this episode Quint and Daniel discuss the different ways Financial Planners are compensated and what to look for when choosing them.
02 Aug 13:08
Backdoor Roth IRA
Should you invest in a backdoor Roth after maxing out your Roth IRA? In this week's episode Quint and Daniel discuss this and more.
02 Aug 13:08
Is it a Good Idea to Consolidate Debt?
In this episode Quint and Daniel dive into the viability of debt consolidation.
02 Aug 13:08
Playing the Credit Card Game
In this episode, Quint and Daniel discuss the rewards you can earn from credit cards and if there's such a thing as too many credit card.
02 Aug 13:08
Marriage, Taxes, and Retirement
In this episode Quint and Daniel discuss how your taxes and retirement savings can change when you get married.
02 Aug 13:07
Early Career Investing
In this weeks episode Quint and Daniel discuss how to start investing early on in a career and how to handle the taxes.
02 Aug 13:07
Special - Covid19
In this week's episode Quint and Daniel take some time to share their thoughts on the coronavirus and the current situation its put the country in.
02 Aug 13:07
Retiring Outside of America
In this week's episode Quint and Daniel discuss the pros and cons of investing in retirement accounts for non-US citizens.
02 Aug 13:07
Home Renovation
In this week's episode Quint and Daniel discuss if you can spend too much on renovating your home.
02 Aug 13:07
How To Save For College
In this week's episode, Quint and Daniel the discuss different ways to save for your children's future while paying down debt.
02 Aug 13:07
Adjusting Your Budget in a Crisis
In this week's episode Quint and Daniel discuss the way their altering their budgets in response to the COVID-19 epidemic.
02 Aug 13:07
Using Your Stimulus Check
In this week's episode Quint and Daniel discuss the best uses for the stimulus check.
02 Aug 13:07
Salary vs. Experience
Is it better to stay with a job you enjoy or switch jobs for a pay raise? In this week's episode Quint and Daniel tackle this question about employment and more.
02 Aug 13:07
Should You Defer Your Debt?
In this week's episode Quint and Daniel discuss if its a good idea to defer debt payments during the coronavirus pandemic.
02 Aug 13:07
Building Wealth
In this week's episode Quint and Daniel explore different philosophies for buying assets and what to do after maxing out retirement accounts.
02 Aug 13:07
Taking CARE of Student Loans
In this week's episode Quint and Daniel dive into student loans and the CARES Act.
02 Aug 13:07
Mutual Funds vs ETFs
In this week's episode Quint and Daniel go over the differences between Mutual Funds and Exchange-Traded Funds.
02 Aug 13:07
Employee Stock Options
In this week's episode Quint and Daniel discuss how to managing employee stock purchase plans.
02 Aug 13:07
Ways to Save for College
In this week's episode Quint and Daniel discuss the different investment strategies available for college.
02 Aug 13:07
How to Diversify on a Budget
In this week's episode Quint and Daniel discuss diversifying portfolios on a budget and managing trading fees abroad.
02 Aug 13:07
Staying on Course
How do you stay on track after reaching your goals? In this week's episode Quint and Daniel discuss various strategies they use to stay focused.
02 Aug 13:06
Managing Sporadic Income
In this week's episode Quint and Daniel discuss how often they check their budgets and how to manage a budget with sporadic income.
02 Aug 13:06
How to Handle Auto Loans
In this week's episode Quint and Daniel discuss how to pay off car loans and if its a good idea to borrow from a 401(K).
02 Aug 13:06
Managing Finances in a Second Marriage
In this week's episode Quint and Daniel discuss whether or not to merge finances with a spouse coming from prior marriage with children.
02 Aug 13:06
IRA vs. Roth IRA
In this week's episode Quint and Daniel explain the differences between and IRA and a Roth IRA and the rules that come with each.
02 Aug 13:06
How to Pay Taxes on Gifts
In this week's episode Quint and Daniel discuss the tax rules for large gifts of cash and how to use them.
02 Aug 13:06
Multiple Streams of Income
In today's episode Quint and Daniel discuss the difference between active and passive income and the various ways you can use them to diversify your income.
02 Aug 13:06
Financial Safety Nets
In this week's episode Quint and Daniel discuss what resources and strategies are available to those who have run out of options during these difficult times.
02 Aug 13:06
Using a Health Savings Account (HSA)
On this episode of DIY Money, Quint and Daniel break down the benefits of using a health savings account (HSA for short!) in your financial plan.
02 Aug 13:06
Liquidity and Debt Payoff
On this episode of DIY Money, Daniel discusses the benefits of liquidity while paying off debt and why it all comes down to math.
02 Aug 13:06
How Many Investments to Own?
On this episode of DIY Money, Daniel explores how you can achieve diversification with as little as one mutual fund thanks to the low-cost target-date index funds being offered by many brokerages today.
02 Aug 13:06
What to Start Investing In
On this episode of DIY Money, Quint and Daniel give blanketed advice on investments and where to start when you are ready.
02 Aug 13:06
Where to Begin Your Financial Journey
On this episode of DIY Money, Quint and Daniel give advice on where to begin your financial journey.
02 Aug 13:06
Investing for Wealth Development
On this episode of DIY Money, Quint and Daniel discuss building wealth outside of retirement accounts.
02 Aug 13:06
Using a Roth IRA for Home Buying
On this episode of DIY Money, Quint and Daniel discuss what to consider before pulling out your Roth IRA into a home down payment.
02 Aug 13:06
What is Thematic Investing?
On this episode of DIY Money, Quint and Daniel go in-depth about the rise of thematic investing.
02 Aug 13:06
Is Now a Good Time to Invest?
On this episode of DIY Money, Quint and Daniel discuss whether now is a good time to invest given the current environment.
02 Aug 13:05
Betting on Student Loan Forgiveness
On this episode of DIY Money, Quint and Daniel discuss the possibility of student loan forgiveness in this upcoming election.
02 Aug 13:05
Robo Advisors vs Index Funds
On this episode of DIY Money, Quint and Daniel go over the differences of investing with a Robo Advisor or in an Index Fund.
02 Aug 13:05
How to Choose Where to Invest Next
On this episode of DIY Money, Quint and Daniel discuss ways to use excess cash.
02 Aug 13:05
Using Debt to Bridge Gap with Starting a Business
On this episode of DIY Money, Quint and Daniel discuss how you can use debt in your favor.
02 Aug 13:05
Avenues to Create More Margin
On this episode of DIY Money, Quint and Daniel discuss avenues to create more margin and the importance of defining your own financial goals.
02 Aug 13:05
How to Calculate Withholding for Your Paycheck
On this episode of DIY Money, Quint and Daniel discuss the benefits of reducing the tax withholdings on your paychecks and how to calculate your own withholdings.
02 Aug 13:05
What Has The Pandemic Changed For You?
On this episode of DIY Money, Quint and Daniel discuss what they've learned throughout this recent pandemic and the importance of being prepared for what could come next.
02 Aug 13:05
Where to Hold Cash for Future Home Purchase
On this episode of DIY Money, Quint and Daniel discuss where to park your cash for the use of a future home purchase.
02 Aug 13:05
How to Pay Yourself as a Business Owner
On this episode of DIY Money, Quint and Daniel discuss how to determine your salary as a small business owner and where to set aside for retirement.
02 Aug 13:05
Should You Leave Your Job to Attend School?
In this episode of DIY Money, Quint and Daniel discuss whether quitting your job to attend school is a good idea.
02 Aug 13:05
Robo Advisors vs Self Investing
On this episode of DIY Money, Quint and Daniel discuss the differences of investing with a Robo Advisor or going a Self Directed route.
02 Aug 13:05
When to Accrue for Expenses
On this episode of DIY Money, Quint and Daniel talk about their strategies for accruing for future expenses.
02 Aug 13:05
How to Repair and Build Credit
On this episode of DIY Money, Quint and Daniel discuss ways to repair and build your credit score.
02 Aug 13:05
Tax-Advantaged Ways to Pay Student Loans
On this episode of DIY Money, Quint and Daniel discuss some tax-advantaged ways to pay student loans.
02 Aug 13:05
Selling and Re-Entering the Stock Market
On this episode of DIY Money, Quint and Daniel talk about what to do if you panic sell and how to re-enter the market.
02 Aug 13:05
How Much to Spend on Housing
On this episode of DIY Money, Quint and Daniel discuss how much of your income you should spend on housing.
02 Aug 13:04
Caring Financially for Parents
On this episode of DIY Money, Quint and Daniel discuss caring financially for parents.
02 Aug 13:04
Diversifying Your Portfolio for a Weak Dollar
On this episode of DIY Money, Quint and Daniel talk about the importance of a well-diversified portfolio.
02 Aug 13:04
Life Insurance for Children
On this episode of DIY Money, Quint and Daniel discuss ways on how to save money for your children's future.
02 Aug 13:04
How to Make the Most of Extra Income
On this episode of DIY Money, Quint and Daniel discuss how to make the most of extra income.
02 Aug 13:04
What to Consider When Purchasing a New Car
On this episode of DIY Money, Quint and Daniel talk about their personal approaches to purchasing a new car.
02 Aug 13:04
Credit Card vs. Cash
On this episode of DIY Money, Quint and Daniel discuss the pros and cons of using a credit card vs. paying with cash when making a purchase.
02 Aug 13:04
Money in Marriage
On this episode of DIY Money, Quint and Daniel give their advice on living a financially happy marriage and why it is important to be on the same page with your spouse.
02 Aug 13:04
Side Hustle Spotlight
Ashley Struble was let go from her job due to not being able to find child care during the Covid Pandemic. Rather than sit around and stew in frustration she took it upon herself to launch a side hustle which has quickly turned into a nice small business with outstanding returns. In this episode Quint talks to Ashley about exactly what she did and how you too can turn a small idea into a hefty profit.
02 Aug 13:04
Refinancing Your Mortgage
On this episode of DIY Money, Quint and Daniel discuss if it is worth it for you to refinance your mortgage.
02 Aug 13:04
Should You Pay Off or Close Your Credit Cards Before Applying For a Mortgage?
On this episode on DIY Money, Quint and Daniel discuss whether you should pay off or close your credit cards before applying for a mortgage.
02 Aug 13:04
Maxing Out a 401K and Early Retirement
On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large tax burden when you are maxing out your 401K.
02 Aug 13:04
Financial Planning for Relatives With Special Needs
On this episode of DIY Money, Quint and Daniel discuss saving and planning for a family member or a loved one with special needs.
02 Aug 13:04
Index Funds vs Total Market
On this episode of DIY Money, Quint and Daniel talk about the differences between investing in a total stock market index fund and an S&P 500 index fund.
02 Aug 13:04
Dollar-Cost Averaging Vs. Lump-Sum Investing
On this episode of DIY Money, Quint and Daniel talk about the differences between two different investment strategies and what may be best for you depending on your timeline.
02 Aug 13:04
How to Save for Short-Term Goals
On this episode of DIY Money, Quint and Daniel share their personal strategies for saving for short-term financial goals.
02 Aug 13:04
How to Legitimize a Business
On this episode of DIY Money, Quint and Daniel give advice on how to legitimize a business.
02 Aug 13:03
What to Expect From a Financial Planner
On this episode of DIY Money, Quint and Daniel discuss what you should expect when you are planning to meet with a financial advisor.
02 Aug 13:03
4% Withdrawl Rule
On this episode of DIY Money, Quint and Daniel discuss how to determine how much you should be planning on saving for retirement and whether the 4% withdrawal rule is still valid.
02 Aug 13:03
How Do You Save for a Wedding and a House?
On this episode of DIY Money, Quint and Daniel talk all things from buying a house, paying off debt, and whether you should use your 401K to do so.
02 Aug 13:03
Cash Value Life Insurance
On this episode of DIY Money, Quint and Daniel discuss their thoughts on cash value life insurance and whether it is the right fit for you.
02 Aug 13:03
401K Rollovers with Roth and Traditional Funds
On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds.
02 Aug 13:03
How Young Adults Can Set Themselves Up For Success
On this episode of DIY Money, Quint and Daniel give their advice on how young adults can set themselves up for success in the future.
02 Aug 13:03
How to Avoid Lifestyle Creep
On this episode of DIY Money, Quint and Daniel talk about the lifestyle creep of expenses and how to avoid it.
02 Aug 13:03
Planning Around a Pension
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of a pension.
02 Aug 13:03
Annuity and Retirement
On this episode of DIY Money, Quint and Daniel discuss planning for retirement outside of an annuity retirement option.
02 Aug 13:03
Roth IRA Saving
On this episode of DIY Money, Quint and Daniel discuss using a Roth IRA as a savings tool.
02 Aug 13:03
Mutual Fund Fees vs Performance
On this episode of DIY Money, Quint and Daniel discuss how to determine the balance between the rate of return and the expense ratio of funds.
02 Aug 13:03
Saving for Unexpected Family Planning Expenses
On this episode of DIY Money, Quint and Daniel give advice on saving for unexpected family planning expenses.
02 Aug 13:03
Should You Save Money or Pay Off Debt?
On this episode of DIY Money, Quint and Daniel discuss whether you should be saving more for retirement or pay off debt sooner?
02 Aug 13:03
Budgeting Surplus
On this episode of DIY Money, Quint and Daniel talk about what their strategies are when they come across a monthly budgeting surplus.
02 Aug 13:03
Downsizing Homes
On this episode of DIY Money, Quint and Daniel discuss when you should consider downsizing homes.
02 Aug 13:03
Investing in a New Business Opportunity
On this episode of DIY Money, Quint and Daniel give their recommendations on what to do when there is excess cash in the budget and whether to invest in a new business opportunity.
02 Aug 13:02
Tax Implications of Side Hustles
On this episode of DIY Money, Quint and Daniel discuss tax implications when starting a new side hustle.
02 Aug 13:02
First Time Home Buying
On this episode of DIY Money, Quint and Daniel give advice to first home buyers.
02 Aug 13:02
Working With Parents Advisors
On this episode of DIY Money, Quint and Daniel talk about working with your parent's financial advisors and how you should engage with them to ensure you get the most out of their assistance.
02 Aug 13:02
How to Set-Up a Side Hustle
On this episode of DIY Money, Quint and Daniel talk about the ins and outs of setting up a side hustle.
02 Aug 13:02
Balancing Different Savings Goals
On this episode of DIY Money, Quint and Daniel discuss how to balance out different savings goals.
02 Aug 13:02
Cleaning up Porfolio of Random Investments
On this episode of DIY Money, Quint and Daniel advise on how to clean up a portfolio of random investments.
02 Aug 13:02
Roth IRA Tax Benefits Explanation
On this episode of DIY Money, Quint and Daniel go in-depth to explain the tax benefits of a Roth IRA.
02 Aug 13:02
Contribute to Accounts Outside 401K
On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K.
02 Aug 13:02
How to Get Started as a Writer
On this episode of DIY Money, Quint and Daniel talk about what it takes to get started as a writer.
02 Aug 13:02
Roth IRA 5-Year Rule
On this episode of DIY Money, Quint and Daniel discuss the Roth IRA 5-Year rule.
02 Aug 13:02
GameStop Stock Frenzy Explained
On this special episode of DIY Money, Quint and Daniel explain what you need to know about the GameStop stock frenzy.
02 Aug 13:02
Roth Conversion Rules
On this episode of DIY Money, Quint and Daniel discuss Roth Conversions and how they work.
02 Aug 13:02
Renters Insurance
On this episode of DIY Money, Quint and Daniel talk about renters insurance and how much coverage you should get.
02 Aug 13:02
What Do You Invest In? What About Capital Gains?
On this episode of DIY Money, Quint and Daniel discuss what they have in their portfolios and how they manage them for themselves. They also discuss how they handle capital gains.
02 Aug 13:02
Buying Employer Stock
On this episode of DIY Money, Quint and Daniel talk about buying employer stock options.
02 Aug 13:02
Staying Motivated to Pay Off Debt
On this episode of DIY Money, Quint and Daniel give advice on how they stay motivated to pay off debt.
02 Aug 13:02
When to Pay-Off Debt With Cash on Hand
On this episode of DIY Money, Quint and Daniel advise on when to pay-off a debt when you have the cash on hand.
02 Aug 13:01
Avoiding Lifestyle Bloat
On this episode of DIY Money, Quint and Daniel talk about avoiding a lifestyle bloat.
02 Aug 13:01
Investing vs Pay-Off Debt
On this episode of DIY Money, Quint and Daniel discuss whether you should invest or pay off debt.
02 Aug 13:01
When to Pay Off Debt vs Making Retirement Contributions
On this episode of DIY Money, Quint and Daniel discuss when to pay off debt versus using that money to make retirement contributions.
02 Aug 13:01
Will I Have Enough to Retire?
On this episode of DIY Money, Quint and Daniel give advice on how to determine how much you should be saving to have enough for your retirement.
02 Aug 13:01
Is It Ok To Use a HELOC?
On this episode of DIY Money, Quint and Daniel discuss when it is appropriate to use a Home Equity Line of Credit.
02 Aug 13:01
Becoming a CFP
On this episode of DIY Money, Quint and Daniel give advice on getting into the financial planning field and becoming a CFP.
02 Aug 13:01
Assessing Second Job
On this episode of DIY Money, Quint and Daniel discuss whether acquiring a second job to pay off debt faster is worth the time and effort.
02 Aug 13:01
Allocation Based on Account Type
On this episode of DIY Money, Quint and Daniel talk about deciding an allocation based on account type.
02 Aug 13:01
Short to Mid-Term Saving Allocation
On this episode of DIY Money, Quint and Daniel give advice on how to invest for short to mid-term goals.
02 Aug 13:01
Psychology Behind Charitable Giving
On this episode of DIY Money, Quint and Daniel discuss the psychology behind charitable giving.
02 Aug 13:01
Bitcoin as an Investment
On this episode of DIY Money, Quint and Daniel talk about their thoughts on investing in Bitcoin.
02 Aug 13:01
Why Bond Fund Prices Go Down
On this episode of DIY Money, Quint and Daniel talk about why bond fund prices go down.
02 Aug 13:01
Investing in Leveraged ETFs
On this episode of DIY Money, Quint and Daniel talk about investing in index funds vs leveraged ETFs.
02 Aug 13:01
Investing for Kids and Relatives
On this episode of DIY Money, Quint and Daniel talk about investing for kids and relatives.
02 Aug 13:01
Income Tax on Selling Personal Items
On this episode of DIY Money, Quint and Daniel talk about reporting income tax on selling personal items.
02 Aug 13:01
Pay-off More Debt or Save for Next Auto
On this episode of DIY Money, Quint and Daniel talk about what to do once you pay off one debt and how to prepare for the next large purchase.
02 Aug 13:01
Deciding on Investments in Your 401K
On this episode of DIY Money, Quint and Daniel talk about how to choose investments within your 401K.
02 Aug 13:00
Should You Pay Yourself First?
On this episode of DIY Money, Quint and Daniel give their take on the popular phrase of "Paying Yourself First".
02 Aug 13:00
Are Online Banks Safe to Use?
On this episode of DIY Money, Quint and Daniel talk about the pros and cons of online banking.
02 Aug 13:00
How to Financially Manage a Small Business
On this episode of DIY Money, Quint and Daniel give advice on how to approach your money as a small business owner.
02 Aug 13:00
Trading in a Financed Car
On this episode of DIY Money, Quint and Daniel give advice on whether trading in your car and buying a new one makes sense when you still owe money on it.
02 Aug 13:00
What To Do With Extra Money After Refinance
On this episode of DIY Money, Quint and Daniel give advice on what to do with the extra money after refinancing your home.
02 Aug 13:00
Is Working Night Shifts Worth It
On this episode of DIY Money, Quint and Daniel discuss whether working the night shift is worth it in the long run.
02 Aug 13:00
How to Research Stock Investing
On this episode of DIY Money, Quint and Daniel share their favorite resources when it comes to researching stocks.
02 Aug 13:00
Planning for Parents
On this episode of DIY Money, Quint and Daniel share their advice on planning for parents who did not prepare for retirement.
02 Aug 13:00
Dollar-Cost Average vs. Lump Sum Investing
On this episode of DIY Money, Quint and Daniel discuss the difference between dollar-cost averaging versus investing in a lump sum.
02 Aug 13:00
Finding Money to Start a Business
On this episode of DIY Money, Quint and Daniel talk about a few ways to find money to start a business.
02 Aug 13:00
Special Episode: Real Estate Market Today with Kelly Karls
On this special episode of DIY Money, Quint talks about the current real estate market with Realtor Kelly Karls.
02 Aug 13:00
Investing an HSA
On this episode of DIY Money, Quint and Daniel talk about the tax benefits of investing an HSA.
02 Aug 13:00
Life Working in Finance
On this episode in DIY Money, Quint and Daniel spend this time talking about their careers in finance and how they got started.
02 Aug 13:00
Protecting Wealth From Dollar Drama
On this episode of DIY Money, Quint and Daniel talk about protecting wealth from the dollar drama.
02 Aug 13:00
Options for Unvested 401k
On this episode of DIY Money, Quint and Daniel discuss options for an unvested 401K account.
02 Aug 13:00
Pay Off High Interest Debt or Invest for Employer Match
On this episode of DIY Money, Quint and Daniel give advice on whether you should halt contributions in your 401K to pay off high-interest debt.
02 Aug 13:00
Tax Considerations for Contractors
On this episode of DIY Money, Quint and Daniel give advice on how to prepare for taxes if you are an independent contractor.
02 Aug 12:59
House Hacking
On this episode of DIY Money, Quint and Daniel talk about the strategy of House Hacking.
02 Aug 12:59
When to Use an Advisor
On this episode of DIY Money, Quint and Daniel discuss when you should consider using a financial advisor.
02 Aug 12:59
Mortgage Interest and Timing a House Purchase
On this episode of DIY Money, Quint and Daniel talk about low mortgage interest rates and the timing of a house purchase in this current market.
02 Aug 12:59
When to Diversify Employer Stock
On this episode of DIY Money, Quint and Daniel talk about when to diversify employer stock.
02 Aug 12:59
Which IRAs to Convert to Roth First
On this episode of DIY Money, Quint and Daniel talk about Roth conversions and the strategy involved.
02 Aug 12:59
Overcontributing to an IRA
On this episode of DIY Money, Quint and Daniel talk about overcontributing to an IRA.
02 Aug 12:59
When to Buy a House in Cash
On this episode of DIY Money, Quint and Daniel talk about when is the best time to buy a house in cash.
02 Aug 12:59
Passive and Affiliate Income
On this episode of DIY Money, Quint and Daniel talk about passive and affiliate income.
02 Aug 12:59
Buying a House Before Paying Off Student Loans
On this episode of DIY Money, Quint and Daniel talk about whether you should have student loans paid off before buying a home.
02 Aug 12:59
Pausing Stock Investing to Buy Real Estate
On this episode of DIY Money, Quint and Daniel discuss whether you should stop investing in stock to buy real estate.
02 Aug 12:59
How to Keep Track of Financial Life
On this episode of DIY Money, Quint and Daniel give advice on how to keep track of your financial life.
02 Aug 12:59
Special Episode Will Levis
On this episode of DIY Money, Quint interviews UK Football Quarterback, Will Levis, and talk football and finance.
02 Aug 12:59
Allocating Excess Cash
On this episode of DIY Money, Quint and Daniel give advice on what to do with excess cash after you've maxed out all retirement account contributions and savings.
02 Aug 12:59
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