Paul Merriman discusses his new book, We're Talking Millions

Paul Merriman is out with a new book, We're Talking Millions: 12 Simple Ways to Supercharge Your Retirement, and he is offering it at no cost to the personal finance community (link here). In this podcast,  he discusses several of the ideas from the book that literally are million dollar decisions. We also dive deeper into the benefits of dollar-cost averaging, difference between growth and value stocks and what to look for in target-date funds (#1 selected fund for 401(k) plans). Enjoy!

03 Aug 05:59

My Classroom: Conversations With NGPF Fellows

My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom.

03 Aug 05:59

NGPF Podcast: Ron Lieber on his new book, The Price You Pay for College

Ron Lieber returns to the NGPF Podcast to discuss his latest book. This podcast is a must-listen for educators and counselors helping young people navigate the college and financial aid maze. Ron shares his insights into the current "merit aid" system, the emotional baggage many bring into the college decision-making process and also what to look for in a college. His advice will educate, empower and provide listeners with key questions they should be asking. Enjoy! 

03 Aug 05:59

My Classroom Series 3 Episode 5

Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.

03 Aug 05:59

NGPF Podcast: Armita Hosseini and Andrew Diep-Tran On Why Every Student Should Have Access to Financial Education

They are the next generation coming of age and they are passionate advocates for financial education and are taking action. Listen to Armita discuss why she wrote a book and hear from Andrew about his motivation to start a non-profit. Inspiring stuff! Enjoy!

03 Aug 05:59

My Classroom Series 3 Episode 6

Welcome to the third series of My Classroom, a 15-minute weekly NGPF podcast series that will highlight four rock star teachers who took unique paths to the classroom and collectively attended more than 600 hours of virtual professional development with NGPF in 2020. We will learn what remote teaching strategies they enjoy the most and how they use these strategies and the information they have learned in their own instruction. We invite you to listen to this podcast on your drive to or from work, on a quick walk, or just when you need a little inspiration and encouragement.

03 Aug 05:59

NGPF Podcast: Ty Allan Jackson and Dr. Abdullah Al-Bahrani and the story of Danny Dollar Millionaire Extraordinaire

Call it serendipity. Who knew that Ty Allan Jackson's son setting up a successful lemonade stand would set in motion an amazing sequence of events? A fruitless trip to a book store in search of a kid's book about money led to Ty writing that book. When outreach to 147 publishers came up empty, Ty persisted and went the self-publishing route. Later, Abdullah would reach out to Ty and the collaboration would lead to a curriculum built around the Danny Dollar Millionaire Extraordinaire book. Listen to this podcast to hear this story and more. Enjoy!

03 Aug 05:59

FAFSA Filing Ideas with Fellows

We recently caught up with a group of NGPF Fellows to discuss with them how they are motivating students to file their FAFSAs. With national FAFSA filing rates continue to lag from years past, their ideas are particularly important right now.

03 Aug 05:59

NGPF Podcast: Örn Valdimarsson on the state of financial education in Iceland

After a successful career in finance, Örn Valdimarsson has made it his mission to improve financial education in his home country of Iceland. In this NGPF podcast, Örn describes what motivated him to teach, what topics he prioritizes in his classroom based on student interest as well as the bigger picture on the state of financial education in Iceland. What makes me think I have the best job on the planet is opportunities to meet people across the world like Orn who are kindred souls when it comes to believing in the power of financial education. Enjoy! 

03 Aug 05:59

NGPF Podcast: Kiara Slaton on launching a new personal finance course

This week's podcast starts with Yanely describing what high schoolers need to know about LinkedIn. Next, I talk to Kiara Slaton of Palm Beach Gardens Community High School (FL). She stepped up to lead the new personal finance course at her school. Kiara shares why she cares so much about personal finance, her approach to grabbing students' attention and how she weaves an aspirational tone into her class. Enjoy! 

03 Aug 05:59

My Classroom: How to prepare special education students for the real world

We are thrilled to host Trina Grey and Jonathan May who work with recent high school graduates with disabilities, and our newest team member Kathryn Dawson, a former special education teacher. Together, they are going to walk us through the journey of many special education students, from high school to just following graduation. You’ll hear from them what is most important for teachers to know about how they can be supported.

03 Aug 05:59

NGPF Podcast: Dr. Naomi Zewde discusses Baby Bonds

This week on the NGPF Podcast, you will enjoy this conversation with Dr. Naomi Zewde whose research on Baby Bonds has caught the attention of policymakers looking for strategies to close the racial wealth gap. 

03 Aug 05:59

NGPF Podcast: Jake Cousineau on his new personal finance book, How to Adult

When it comes to writing a personal finance book for teens, who could be better suited than an educator who spends 180 days a year teaching them? Jake Cousineau took his experience teaching personal finance at a high school in California and translated that into a book that would expand his impact beyond the classroom walls. In this conversation, Jake shares how he managed to change his money mindset, why storytelling is such an effective teaching method and how he makes personal finance tangible and approachable for this students. He discusses why he decided to write a book and what he hopes to accomplish with it. Enjoy!

03 Aug 05:59

My Classroom: How To Start and Run an Investment Club

This week we host Christine Bell, Julius Prezelski, Joey Running, Jim Hennebery who will share their experiences starting and running an investment club. Their experience and schools vary and their collective story provides nuggets of wisdom for any educator looking to start or improve their own investment club. 

03 Aug 05:59

NGPF Podcast: Donna Wang Su on why college students need financial education too

While NGPF's original focus was on creating curriculum for the high school student, we know that only 1 in 5 high schoolers are guaranteed to take a course. So, no surprise that most college students lack financial skills and are in need of this essential course. The good news is that there are amazing educators like Donna Wang Su in colleges across America to fill in the gaps. In this podcast, Donna will share the distinct challenges that entrepreneurs face in managing their personal finances. Her insights on the blind spots of college students will help high school educators tailor their lessons accordingly. Enjoy! 

03 Aug 05:59

NGPF Podcast: Mary Clare Peate and Roman Hardgrave of Marginal Revolution University

Mary Clare Peate and Roman Hardgrave join the NGPF podcast this week with Tim to discuss their economics curriculum, a cool tool called EconInbox and their favorite resources to stay current in the fast changing world of economics. Enjoy! 

03 Aug 05:59

My Classroom: Bringing Financial Literacy to Life

Dan Lasalle worked in Philadelphia as a high school teacher and built out a financial literacy program that has been featured in a CNBC article and has been included in many other press articles such as on MarketWatch and the Philadelphia Inquirer. Listen and learn a few of the ways he brought financial literacy to life for his students.

03 Aug 05:58

Dr. Mordecai Brownlee on the importance of financial education at community colleges

I know you will enjoy this conversation with Dr. Mordecai Brownlee, the Vice President of Student Success at St. Philip's College in San Antonio, Texas. We discuss his role at the college, why he cares so deeply about increasing financial capability and several inspiring student success stories. Enjoy!

03 Aug 05:58

NGPF Podcast: Eva Yazhari describes her approach to impact investing

Details: 0:00~8:52 Current Events with Missbehelpful: Guaranteed Access to Personal Finance Education 8:52~9:28 A word from NGPF 9:28~10:47 Introducing this week’s guest: Eva Yazhari, Co-Founder and CEO of Beyond Capital 10:47~12:39 Early money lessons 12:39~14:48 Transition from college to Wall Street 14:48~17:28 Life as an investment banker  17:28~19:05 What is impact investing? 19:05~20:58 Similarities and differences between impact investing and ESGs 20:58~22:12 What is venture capital? 22:12~26:48 On choosing which companies to invest in 26:48~30:22 Investing in and working with Kasha 30:22~32:58 Working with companies abroad  32:58~36:47 Taking a holistic approach to impact investing 36:47~38:54 Writing The Good Your Money Can Do 38:54~41:20 Importance of having great mentors  41:20~42:31 Conclusion

03 Aug 05:58

My Classroom: Supporting Seniors in their Last Weeks of High School

We asked three 19 year olds who graduated last year to look back after a year in the real world on their own to tell us what they believe seniors today need the most over these last few weeks of school. 

03 Aug 05:58

NGPF Podcast: CNBC's Sharon Epperson on why finance education matters

Register for CNBC's May 5th event: Invest in Teachers. Ready. Set. Grow.   Details: 0:00~10:53 Current Events with Missbehelpful: Biases Behind Choices 10:53~11:31 A word from NGPF 11:31~13:08 Introducing this week’s guest: Sharon Epperson, Senior Personal Finance Correspondent at CNBC 13:08~16:00 Early money lessons 16:00~17:24 From working in Cairo to working at CNBC  17:24~19:34 Lessons learned as a commodity correspondent 19:34~21:41 Relationships and money 21:41~25:45 Student advocacy for a personal finance class 25:45~27:52 Teaching investing in the time of Gamestop  27:52~29:42 CNBC’s Invest in Teachers event on May 5th: register here! 29:42~31:05 Favorite CNBC personal finance resources 31:05~32:18 Source of passion for personal finance 32:18~33:09 Conclusion

03 Aug 05:58

NGPF Podcast: Bill Bernstein on his latest book, The Delusions of Crowds

GameStop, cryptocurrencies, NFTs...and the list goes on of examples of speculation in today's financial markets. Who better to weigh in on these and other examples of financial speculation than Bill Bernstein. The full title of his new book, The Delusions Of Crowds: Why People Go Mad in Groups, captures the essence of our conversation. In this podcast, Bill discusses the power of narrative to fuel "bubbly" behavior and why social media (think sub-reddit groups like Wallstreetbets) acts as an accelerant in propagating those narratives. Bill helps to place today's market activity in a historical context while also highlighting the cognitive biases that explain investor behavior. Enjoy! 

03 Aug 05:58

My Classroom: Moving Forward

The message is clear, teachers are relieved to be returning to normal next fall, but what will change from past years? We felt there was no better time for our listeners to listen to the original My Classroom cast of four than as the school year comes to a close. We welcome Tony Montgomery, Kerri Herrild, Julius Prezelski and Courtney Poquette who will all share how they’re moving forward with resources and strategies learned during Covid, that will make their classrooms better for many years to come.

03 Aug 05:58

NGPF Podcast: Dr. David Weill on restoring that work-life balance after a career in transplant

I know that you will enjoy this conversation with Dr. David Weill who recently penned his memoir, Exhale: Hope, Healing, and a Life in Transplant, about his experiences as a transplant doctor. This one was extra special for me since I know Dr. Weill as a former neighbor, as someone who entertained me for hours while cycling on Saturday mornings and as my go-to trusted medical advisor when family health issues arose (and an NGPF Board member too). I found this conversation and his memoir to be such a revelation of the high stress environment he thrived in for decades until he didn't. His journey to hope and healing can serve as a roadmap for all those who, while loving the work they do, struggle to manage that delicate work-life balance part. Enjoy! ---------------- SPECIAL OFFER for Educations with NGPF Accounts: You are eligible to receive a free copy of Dr. Weill's book: Exhale: Hope, Healing, and a Life in Transplant. With 100 available you will want to complete this Google Form today. Books will be shipped in mid-June. 

03 Aug 05:58

Don O'Neal of the Capital Group on the value of investing for the long-term

Don O'Neal of Capital Group joins the NGPF podcast this week. The Capital Group manages more than $2 trillion in assets and is considered one of the top "active" investment managers. Don shares with us the insights from his 35 years in the business, including the analytical process that goes into picking stocks, the value of having a long-term time horizon and how he overcomes the common cognitive biases that plague investors. He also shares the unique organizational structure at the Capital Group which has been a key to their long-term success. Enjoy! 

03 Aug 05:58

My Classroom: NGPF Fellow Summer Podcast Recommendations

In this week’s episode of My Classroom, we chat with a group of NGPF Fellows who recommend some of their favorite non-NGPF podcasts.

03 Aug 05:58

NGPF Podcast: Julie Beckham of Rockland Trust (MA) is Ms. Money & The Coins

How does an Acting major from NYU apply her skills to the financial education world? She creates an interactive, musical presentation that teaches elementary-aged students about money. What a fun conversation this was with Julie Beckham! Hear about her award-winning program, the questions she hears most often from students and how to establish presence in the classroom. Enjoy! 

03 Aug 05:58

NGPF Podcast: A Conversation with Meghan Rabuse, The Family Finance Mom

I had a great conversation with Meghan Rabuse, who has taken her passion for finance and translated it into a popular blog and podcast, The Family Finance Mom. Her focus: "sharing my simple money tips with you to help your family make the most of its means, and reach your financial goals." Meghan's shares how her investing expertise came from stints at a leading Wall Street investment bank and hedge fund. She has some great analogies that make complex financial topics easier to understand. While raising three children, she has devoted her energy to serving others through her work. A true FinHero that you will find inspiring! 

03 Aug 05:58

My Classroom: Summer Book List

A discussion with NGPF Fellows about their favorite personal finance-related books. 

03 Aug 05:58

NGPF Podcast: Ted Daniels on Building Financial Capability at HBCUs

Today on the NGPF podcast listen to the inspiring work of Ted Daniels, founder of the Society for Financial Education and Professional Development. His commitment to serve others and build financial capability through innovative programming makes this a podcast you don't want to miss. Ted also shares his secret on how to bust the myths and misconceptions about investing which helps increase participation rates in the stock market. Enjoy! 

03 Aug 05:58

NGPF Podcast: Sitara Nieves and Jed Kim talk Season 2 of the Million Bazillion Podcast

With Season 2 of Million Bazillion podcast launching this Tuesday (June 22nd), I was excited to sit down with Sitara Nieves, Executive Director of On-Demand at Marketplace and Jed Kim, host of Million Bazillion. If you are new to Million Bazillion, it's a podcast about money for kids and their families that helps to make money more understandable. Geared for middle school-aged kids, Sitara, Jed and team use questions from kids to explain taxes, the stock market and pricing anomalies (the $0.99 factor) as starting points to create engaging and fun programming. I know you will enjoy hearing from Sitara and Jed as they provide a "behind the scenes" look at the creative process behind Million Bazillion and a few teasers about what to expect in Season 2. Enjoy! 

03 Aug 05:58

My Classroom: Candice Brackeen, Founder of Lighthouse

We have a special guest on the My Classroom podcast. Candice Matthews Brackeen is the Founder and CEO of Lighthouse, the Cincinnati, OH-based portfolio service firm including accelerators Hillman and NewMe, and venture capital fund Lightship, where she serves as Managing Partner. Lighthouse companies work together in support of underrepresented, early-stage, transformational businesses. As CEO of Hillman, the first accelerator in the Midwest to provide support exclusively to this demographic, she has influenced state policy around economic inclusion in addition to establishing meaningful partnerships with companies like Proctor & Gamble, Kroger, and Chase, in support of Hillman’s work. She has over 15 years of entrepreneurial experience and founded the Cincinnati Chapter of the Black Founders Network (BFN), to address the need for increased diversity and inclusion efforts in the local entrepreneurial ecosystem. She holds a BA Economics from the University of Cincinnati and was a Hewitt-Kautz Fellow.

03 Aug 05:58

Meet Rishi Vamdatt, the 11-year-old founder of Easy Peasy Finance

WOW! Have you ever had a conversation with an 11-year-old about the wisdom of index funds, the power of compounding returns and the process of opening a brokerage account? Nope, neither had I until I had the opportunity to talk to Rishi Vamdatt earlier this week. Enjoy! 

03 Aug 05:57

My Classroom: Tying Together Personal Finance and Economics

My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom. Award-winning educators Derek D'Angelo and Joey Running discuss strategies to embed personal finance concepts into an economics class, and economics concepts into a personal finance class.

03 Aug 05:57

NGPF Podcast: Author and Gen Zer Ella Gupta on money lessons for her generation

Continuing on this theme of incredible young people channeling their passion for personal finance, this week on the NGPF podcast you will hear from high schooler Ella Gupta. We discussed her book, Gen Z Money $ense, which is best described as "a framework for anyone looking to build wealth and make their dreams a reality through investing and taking charge of their financial future." Ella shares her motivation for writing the book and why she focused so much attention on investing. Her message throughout the book is one of empowerment and her  thoughts on what to look for in investing apps (top of mind now for Gen Zers) should be required listening for all. Enjoy! 

03 Aug 05:57

NGPF Podcast: Kelly Lannan of Fidelity on Gen Z Investing Trends

NGPF Podcast welcomes back Kelly Lannan from Fidelity to talk Gen Z and their increased interest and access to the world of investing (see Fidelity study here). The past year has seen increased stock market participation with the meme stock craze, new trading platforms with no fees and low minimums and the influence of social media (TikTok and WallStreetBets come to mind). Kelly shares what she is seeing in her role at Fidelity and how her company is embedding education into their apps geared for a younger audience. Enjoy! 

03 Aug 05:57

NGPF Podcast: Micah Bender on how NCAA regs increase need for financial education

Thanks to Barb O'Neill for connecting me with this week's NGPF podcast guest. Micah Bender wears a few hats including leading financial literacy efforts at the state level in New Jersey. His side hustle involves providing financial education to college student-athletes. This brings together two of Micah's passions derived from 14 years as a personal finance teacher and sports coach. That passion is evident in our conversation that follows. Enjoy! 

03 Aug 05:57

My Classroom: Creating Classroom Culture for Middle Schoolers

Rock Star middle school educators Debbie L Savino and Eric Signman share some practical tips for creating a classroom culture of excellence for their middle school students, and some of their favorite NGPF middle school lessons and activities.

03 Aug 05:57

Prof. Burton Malkiel on Random Walk Down Wall Street and the index fund revolution that followed (Classic)

With animal spirits and speculation running rampant on Wall Street (SPACs, bitcoin, meme stocks to name a few), it seemed an ideal time to rebroadcast my conversation with Professor Malkiel, whose 1973 classic, Random Walk Down Wall Street, remains a must-read for investors. Enjoy!

03 Aug 05:57

NGPF Podcast: Three RI High School Students On Advocating for Financial Education

In this special NGPF Podcast, Yanely interviews three high schoolers from Rhode Island: Lila Somvanshi, Matthew Tactacan & Penelope Tejada. They discuss why they are so passionate about financial education which led them to testify in favor of a bill that would increase access to this essential course. Enjoy hearing from these passionate advocates. 

03 Aug 05:57

My Classroom: Tech Tools for Teachers

My Classroom is a short NGPF podcast series devoted to supporting the efforts of teachers. Each week we will speak with different teachers who will share timely tips, resources, and teaching strategies that can be implemented immediately into the classroom. This week, we welcome the 2021 National Business Teacher of the Year Jacqueline Collins and master educator and tech guru Sandra Beck. 

03 Aug 05:57